Page 17 - My FlipBook
P. 17
Americare
Critical Illness Insurance
Guardian’s critical illness plan helps pay for unexpected costs related
to the major illnesses listed below. Beneits are paid tax-free, directly to Critical Illness
you.
Critical Illness Insurance
Guaranteed Issue Employee: $15,000
Spouse: $7,500
Child(ren): $7,500
Covered Conditions First Occurrence Second Occurrence
Cancer type I (invasive) 100% 50%
Heart attack 100% 50%
Kidney failure 100% 50%
Organ transplant 100% 50%
Stroke 100% 50%
Cancer type II (non- 25% 0%
invasive)
Coronary artery bypass 25% 0%
graft
Beneit reduction 50% at age 70
Pre-existing condition 3 month look back period, 12 month exclusion period
limitation
Total amount payable During your lifetime, this play will not pay more than
300% of the lump sum beneit for all critical illnesses
combined
Premiums lock in at your current age and DO NOT increase as you
enter a new age bracket.
Rates are based on your age and beneit amount elected and will be
shown during your online enrollment.
17
Critical Illness Insurance
Guardian’s critical illness plan helps pay for unexpected costs related
to the major illnesses listed below. Beneits are paid tax-free, directly to Critical Illness
you.
Critical Illness Insurance
Guaranteed Issue Employee: $15,000
Spouse: $7,500
Child(ren): $7,500
Covered Conditions First Occurrence Second Occurrence
Cancer type I (invasive) 100% 50%
Heart attack 100% 50%
Kidney failure 100% 50%
Organ transplant 100% 50%
Stroke 100% 50%
Cancer type II (non- 25% 0%
invasive)
Coronary artery bypass 25% 0%
graft
Beneit reduction 50% at age 70
Pre-existing condition 3 month look back period, 12 month exclusion period
limitation
Total amount payable During your lifetime, this play will not pay more than
300% of the lump sum beneit for all critical illnesses
combined
Premiums lock in at your current age and DO NOT increase as you
enter a new age bracket.
Rates are based on your age and beneit amount elected and will be
shown during your online enrollment.
17
