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Beneit Resource

Guide











Table of Contents

A Message from Americare . . . .3

Eligibility . . . . . . . . . . . . . . . . .4
Accessing Lockton Marketplace . 5

2016 Medical and Rx Insurance . 6
Health Savings Account (HSA) . .9

Essential Med . . . . . . . . . . . . .10

Dental Coverage . . . . . . . . . . .12
Guardian College Tuition Beneit 13

Vision Coverage . . . . . . . . . . .14

Short Term Disability . . . . . . . .15
Life Insurance . . . . . . . . . . . .16

Critical Illness . . . . . . . . . . . . .17

Accident Insurance . . . . . . . . .18
Hospital Indemnity . . . . . . . . .20

Cancer Insurance . . . . . . . . . .21
Basic Protection Program . . . . .23

Employee Assistance Plan . . . .24

Retirement Savings Plan 401(k) 25
Vacation/Holiday . . . . . . . . . . .26

Paid Sick Leave . . . . . . . . . . . .28
Health Care Reform Memo . . . .31

Contact Information . . . . . . . .33
















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