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Beneit Resource

Guide






2016 Medical Medical
and Rx Choosing the right health plan is probably one of the most important
decisions you can make for yourself and your family members. It is
Insurance our objective to provide an employee beneit program with a high level

of beneits making it easy for you and your dependents to access the
New This Year medical care you need. Please carefully consider the plan information

provided in this document to make the best medical choices for you
and your family. Always remember to eat right and get plenty of
exercise to feel your best!



2016 Medical and Rx Insurance

Anthem will continue to administer Americare’s comprehensive
medical plans. This year, you have the ability to choose between two
plan options with Anthem and an Essential Med plan.


Anthem’s network offers exceptional access to in-network providers
and deep discounts on services. This will result in lower costs to
you and our plan. Anthem also provides extensive online resources
including care comparison and cost estimator tools.


There may be certain procedures or services requiring multiple
providers. It is highly recommended that you verify all associated
providers are participating in the Anthem network. This not only
includes your doctor, but also anesthesiologists, lab facilities, etc. This
will help you avoid incurring any unexpected out-of-network charges
and ensure the most cost effective use of your health plan. Visit

www.anthem.com to learn more.
























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