Page 8 - ABM 2021 Benefit Guide AMPCO
P. 8
LIFE EVENTS DURING THE YEAR
When you pay for your insurance using pre-tax You will have 31 days from the date of the
dollars, you can ONLY change your coverage QLE to change your beneits. If the QLE is
outside our annual enrollment period if you due to entitlement or loss of entitlement for
experience a Qualifying Life Event (QLE) Medicare, Medicaid or CHIP, or due to a
consistent with current IRS regulations. An Special Enrollment Period under the Federal
eligible change includes: Marketplace, you have 60 days to change your
Birth, adoption, or the placement of a child beneits. If you miss this deadline, your next
chance to make any changes will be during the
for adoption next annual enrollment period.
Marriage
Divorce or legal separation If you waive medical coverage for yourself
Death of a dependent or your eligible dependents because you
have coverage under another plan, you can
A dependent’s losing or gaining eligibility elect coverage at a later date if you lose your
A change in employment status for you or other coverage or acquire a new dependent.
your spouse/domestic partner You must enroll within 31 days of losing your
You or your spouse enrolling in Medicare or coverage or acquiring a new dependent
Medicaid because of marriage, birth, or adoption. You
must provide proof of the loss of your other
A court order requiring you to cover an coverage. Under these circumstances, you
eligible dependent can enroll yourself or any of your eligible
Signiicant reduction of hours such as full- dependents under any medical plan or
time to part-time coverage level normally available to you.
Any change in coverage must be consistent
with your eligible QLE. For example, if you have
a baby, you may add your child to your medical
coverage; you may not remove your spouse
from coverage because of the birth of your
child.
8 2021 Benefits Enrollment
When you pay for your insurance using pre-tax You will have 31 days from the date of the
dollars, you can ONLY change your coverage QLE to change your beneits. If the QLE is
outside our annual enrollment period if you due to entitlement or loss of entitlement for
experience a Qualifying Life Event (QLE) Medicare, Medicaid or CHIP, or due to a
consistent with current IRS regulations. An Special Enrollment Period under the Federal
eligible change includes: Marketplace, you have 60 days to change your
Birth, adoption, or the placement of a child beneits. If you miss this deadline, your next
chance to make any changes will be during the
for adoption next annual enrollment period.
Marriage
Divorce or legal separation If you waive medical coverage for yourself
Death of a dependent or your eligible dependents because you
have coverage under another plan, you can
A dependent’s losing or gaining eligibility elect coverage at a later date if you lose your
A change in employment status for you or other coverage or acquire a new dependent.
your spouse/domestic partner You must enroll within 31 days of losing your
You or your spouse enrolling in Medicare or coverage or acquiring a new dependent
Medicaid because of marriage, birth, or adoption. You
must provide proof of the loss of your other
A court order requiring you to cover an coverage. Under these circumstances, you
eligible dependent can enroll yourself or any of your eligible
Signiicant reduction of hours such as full- dependents under any medical plan or
time to part-time coverage level normally available to you.
Any change in coverage must be consistent
with your eligible QLE. For example, if you have
a baby, you may add your child to your medical
coverage; you may not remove your spouse
from coverage because of the birth of your
child.
8 2021 Benefits Enrollment
