Page 9 - ABM 2021 Benefit Guide AMPCO
P. 9
MEDICAL BENEFITS UnitedHealthcare (UHC) Plan


ABM ofers team members a comprehensive, With this plan, you have the lexibility, at the time of
high quality medical plan which includes service, to seek care from an in-network or out-of-network
prescription drug coverage. Unless you provider. If you enroll in the UHC plan, you will pay a
copayment, coinsurance, and/or deductible for covered
experience a QLE, the plan you choose now in-network services. You can choose any doctor (including
will remain in efect through December 31, specialists), pharmacy, or hospital in UHC’s national
2021. network; you do not need referrals and you do not need to
choose a Primary Care Physician (PCP) (some services,
however, will be subject to pre-authorization).
UnitedHealthcare If you choose to receive care outside of UHC’s network,

When you log on to myuhc.com, you now the treatment will be subject to the deductible and
have the option of viewing and selecting a coinsurance, and in some cases a copayment, before
the plan starts paying beneits. You may be required to
Tier 1 premium physician for your healthcare submit claim paperwork when you receive out-of-network
needs. Look for the blue Tier 1 dot next to care. Keep in mind there is no coverage for out-of-network
the physicians name. These Tier 1 premium pharmacy services—ensure you always use an in-network
pharmacy.
physicians are recognized for providing higher
value in healthcare delivery, which means you Kaiser Permanente HMO
may save more money on routine and specialty
care. To ind a Tier 1 premium physician, go to If you select a Kaiser Permanente plan, you must use
Kaiser’s exclusive network of providers to receive
welcometouhc.com/tieredbeneits and click on coverage. Kaiser is only available if you live or work inside
Beneits > Find a Doctor or Facility. the service area in California, Colorado, Georgia, Mid-
Atlantic States (Maryland, Virginia and Washington, DC),
or the Northwest (Oregon and parts of Washington state).
Under these plans there is no coverage out-of-network
unless your event is a qualiied emergency or urgent care
that cannot wait.

A copy the UnitedHealthcare and Kaiser Permanente
beneit summaries can be found on abm.hrintouch.com.
As part of your healthcare beneits, all of our medical plan
choices provide 100% coverage for qualiied wellness/
preventive care services.
























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