Page 12 - 2018 CareHere Enrollment OOS
P. 12
2018 Benefits Enrollment
Life and Disability Insurance
Life and disability insurance is provided through Cigna.
Basic Life and Accidental Death and
Dismemberment (AD&D)
The company automatically provides you a beneit of $50,000, at no
cost to you, for life insurance and accidental death and dismemberment
insurance.
Employee Voluntary Life
You are eligible to purchase voluntary life insurance in increments of
$10,0000 up to the lesser of 5 times your annual salary or $500,000. You
may elect up to $200,000 without completing Evidence of Insurability
(EOI).
If you elected coverage when Spouse and Dependent Voluntary Life
initially available, each year at
annual enrollment, you may increase If you elect voluntary life coverage for yourself, you can also elect
your coverage amount by $10,000 voluntary life coverage for your spouse in coverage increments of $5,000
or $20,000 up to the guaranteed up to the lesser of $250,000 or 100% of the employee elected amount.
issue amount of $200,000 without You may elect $35,000 of coverage for your spouse without completing
answering any medical questions. If
you elected coverage for your spouse evidence of insurability and your spouse’s coverage terminates at 70.
when he/she was initially eligible, you Dependent child life coverage is available in $2,000 increments up to
may increase your spouse’s coverage $10,000 for children age 6 months to 26. You may purchase a lat $500
amount by $5,000 or $10,000 up beneit for your dependent children from birth to 6 months of age.
to the guaranteed issue amount
of $35,000. Each year at annual
enrollment, you may elect coverage
for your dependent children without
answering any medical questions.
If you do not elect coverage for
yourself or your spouse when initially
eligible, you must complete evidence
of insurability and be approved for
coverage.
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Life and Disability Insurance
Life and disability insurance is provided through Cigna.
Basic Life and Accidental Death and
Dismemberment (AD&D)
The company automatically provides you a beneit of $50,000, at no
cost to you, for life insurance and accidental death and dismemberment
insurance.
Employee Voluntary Life
You are eligible to purchase voluntary life insurance in increments of
$10,0000 up to the lesser of 5 times your annual salary or $500,000. You
may elect up to $200,000 without completing Evidence of Insurability
(EOI).
If you elected coverage when Spouse and Dependent Voluntary Life
initially available, each year at
annual enrollment, you may increase If you elect voluntary life coverage for yourself, you can also elect
your coverage amount by $10,000 voluntary life coverage for your spouse in coverage increments of $5,000
or $20,000 up to the guaranteed up to the lesser of $250,000 or 100% of the employee elected amount.
issue amount of $200,000 without You may elect $35,000 of coverage for your spouse without completing
answering any medical questions. If
you elected coverage for your spouse evidence of insurability and your spouse’s coverage terminates at 70.
when he/she was initially eligible, you Dependent child life coverage is available in $2,000 increments up to
may increase your spouse’s coverage $10,000 for children age 6 months to 26. You may purchase a lat $500
amount by $5,000 or $10,000 up beneit for your dependent children from birth to 6 months of age.
to the guaranteed issue amount
of $35,000. Each year at annual
enrollment, you may elect coverage
for your dependent children without
answering any medical questions.
If you do not elect coverage for
yourself or your spouse when initially
eligible, you must complete evidence
of insurability and be approved for
coverage.
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