Page 13 - 2018 CareHere Enrollment OOS

CareHere

Short Term Disability (STD)

You are eligible to purchase voluntary short term disability insurance to
help provide inancial security until you get back on your feet and return
to work. The plan covers 60% of your pre-disability weekly earnings to a

maximum of $1,400 per week for up to 13 weeks. There is a 7-day waiting
period for illnesses, but coverage for an accident will begin immediately.
A pre-existing condition limitation applies for conditions treated three
months prior to your effective date if you become disabled by the
condition in your irst 12 months of coverage.

Long Term Disability (LTD)

You are eligible to purchase voluntary long term disability insurance to
offer you inancial assistance in the event you are unable to work for an

extended period of time. The plan covers 60% of your pre-disability
monthly earnings to a maximum of $10,000 per month. There is a
90-day waiting period before this beneit applies. A pre-existing condition
limitation applies for conditions treated three months prior to your
effective date if you become disabled by the condition in your irst 12
months of coverage.

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