Page 13 - 2015 Four Seasons Sante Fe/Vail Enrollment Guide
P. 13
2015 Open Enrollment
Want to earn a company paid contribution
toward your HSA? Check out page 14 for
important details!
Health Savings Account
(HSA)
When you enroll in the HSA Plan, a health savings account will automatically
be opened on your behalf with JP Morgan Chase (“Chase”), unless you sign
an opt-out form and return it to your HR Department by November 28,
2014.
Think of an HSA as a savings account you can use to pay your deductible as
you incur qualiied health care expenses. If you and/or your family don’t use
all the money in your HSA to reach the deductible during the year, it will roll- What Your Team Members
over year-after-year, and will grow by accumulating interest. The account is
yours, not Four Seasons’, so if you leave the company, you take it with you. Are Saying About the HSA
“I enrolled in the HSA Plan to
Who is Eligible to Open an HSA? save money. It’s a less expensive
plan per paycheck, and having
In order to open an HSA, you must irst enroll in the HSA Plan. a savings account for medical
expenses was interesting to
You must also meet four eligibility criteria: me. The plan is simple to use. I
had medical expenses at the
z You cannot be claimed as a dependent on anyone else’s tax return beginning of the year and I
recently received the bill, I’m
z You cannot be enrolled in any other major medical plan, including a planning to use my HSA debit
spouse’s plan, that is not a high-deductible plan (see the Spouse/Partner card to pay for them. So far, I am
Double Coverage—Special Issues Section for when your spouse has happy with the plan.”
double coverage) -Maria Monasterios
z You cannot be enrolled in Medicare, TRICARE, or TRICARE for Life
z You must not have received Veterans’ Administration beneits in the past
three months
Take Control This Year!
Whether you’re already taking
advantage of our HSA plan or
you’re considering enrolling for
Triple Tax Advantage the irst time this year, we want to
z Payroll contributions are made pre-tax into an HSA encourage you to take control of
z The interest earned is not taxed your healthcare with the tax free
z HSA money used to pay for eligible health care expenses is tax-free beneits of owning an HSA.
13
Want to earn a company paid contribution
toward your HSA? Check out page 14 for
important details!
Health Savings Account
(HSA)
When you enroll in the HSA Plan, a health savings account will automatically
be opened on your behalf with JP Morgan Chase (“Chase”), unless you sign
an opt-out form and return it to your HR Department by November 28,
2014.
Think of an HSA as a savings account you can use to pay your deductible as
you incur qualiied health care expenses. If you and/or your family don’t use
all the money in your HSA to reach the deductible during the year, it will roll- What Your Team Members
over year-after-year, and will grow by accumulating interest. The account is
yours, not Four Seasons’, so if you leave the company, you take it with you. Are Saying About the HSA
“I enrolled in the HSA Plan to
Who is Eligible to Open an HSA? save money. It’s a less expensive
plan per paycheck, and having
In order to open an HSA, you must irst enroll in the HSA Plan. a savings account for medical
expenses was interesting to
You must also meet four eligibility criteria: me. The plan is simple to use. I
had medical expenses at the
z You cannot be claimed as a dependent on anyone else’s tax return beginning of the year and I
recently received the bill, I’m
z You cannot be enrolled in any other major medical plan, including a planning to use my HSA debit
spouse’s plan, that is not a high-deductible plan (see the Spouse/Partner card to pay for them. So far, I am
Double Coverage—Special Issues Section for when your spouse has happy with the plan.”
double coverage) -Maria Monasterios
z You cannot be enrolled in Medicare, TRICARE, or TRICARE for Life
z You must not have received Veterans’ Administration beneits in the past
three months
Take Control This Year!
Whether you’re already taking
advantage of our HSA plan or
you’re considering enrolling for
Triple Tax Advantage the irst time this year, we want to
z Payroll contributions are made pre-tax into an HSA encourage you to take control of
z The interest earned is not taxed your healthcare with the tax free
z HSA money used to pay for eligible health care expenses is tax-free beneits of owning an HSA.
13
