Page 12 - 2015 Four Seasons Sante Fe/Vail Enrollment Guide
P. 12
Dental Insurance



Dental insurance is with Aetna. Under the plan you can receive care from
a dentist who participates in the plan’s network or any other dentist you
choose. You do not have to choose a primary dentist.


If you need specialist care, you do not have to get prior approval from the
plan. If you receive services in-network, your dentist will submit claims for
you. When you go out-of-network, you will be responsible for iling claims
and pre-certifying certain types of procedures.


You can obtain more detailed summary plan descriptions (SPDs) through
the My Four Seasons Beneits website.


Key Features Cost to you under the Aetna PPO *
In-Network Out-of-Network
Deductible
Individual $50 $100
Family $100 $200
Calendar Year Maximum (per $1,500 $1,500
person)$1,500
Preventive Services
Teeth Cleaning Deductible 10% plus all costs
above R&C
Examination of Teeth waived after deductible
X-rays (deductible
Sealants for Permanent Bicuspids and waived in Texas)
Molars (for dependent children 14 and
up only)
Basic Services
Fillings 20% after 30% of R&C after
Endodontics (root treatment) deductible deductible
Periodontics (gum treatment)
Oral Surgery
Major Services
Crowns and Bridges 50% after 60% of R&C after
Dentures deductible deductible
Orthodontia (Only dependent children 50% after 50% of R&C after
are eligible up to $1,500 lifetime deductible deductible
maximum beneit; maximum does
not apply against calendar-year
maximum)
Colour Elements
* Due to network availability, not all hotels participate in Aetna’s Active PPO Dental Plan.
Contact the My Four Seasons Beneits Center to see what plans are available at your
hotel.


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