Page 13 - 2016 Enrollment
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Restricted Debit Card Examples of Eligible
When you enroll in the UHC HRA or the Kaiser HMO and also enroll in the Expenses for FSA/
healthcare FSA you will receive a restricted debit card to use for FSA eligible HSA Accounts
expenses. FSA debit card eligible expenses include dental, vision, pharmacy,
and over-the-counter medications with a written prescription from your doctor. Doctor visit copays
Under the UHC HRA plan, any expenses you incur to satisfy your medical Prescription drug copays
deductible or out-of-pocket maximum are directly applied toward your HRA Medical and dental
account. When you have a copay expense you will be required to pay out-of- deductibles
pocket at the time of service and will receive automatic reimbursement from Hearing aids
your Healthcare FSA when the claim is processed by UHC. This reimbursement
will be in the form of a check mailed to your home or direct deposit, without Eye glasses
having to submit a claim form. This copayment reimbursement does not apply Contacts
if you participate in the Kaiser HMO
Contact lens solution
FSAs and Your Medical Plan Account Dental services
HRA and FSA: Plan Very Carefully Orthodontia
HRA participants can participate in the company’s FSA to apply pre-tax dollars Acupuncture
to healthcare and dependent childcare expenses during the plan year. The HRA Laser vision correction
will reimburse all eligible expenses in the medical plan before the FSA does. In surgery
addition, you can use your FSA to cover copays and non-covered dental and
vision expenses.
Planning for any dependent childcare expenses will not be affected at all by the
HRA. Consider those savings as you would in any other plan year.
HSA and FSA: Only Allowed With Dependent Care FSA
IRS rules prohibit an employee from having a Healthcare FSA and an HSA
at the same time. In addition, you may not contribute to an HSA while your
spouse is contributing to an FSA through their employer. Conversely, a spouse
may not contribute to an FSA while you are contributing to an HSA.
The IRS requires participants in the HSA plan to use only the HSA plan for
healthcare expenses. That means that HSA participants can use the company’s
Dependent Care FSA only for dependent childcare expenses.
If you are accustomed to using an FSA for healthcare related expenses, consider
redirecting those dollars as voluntary contributions to your HSA account.
2016 New Hire Enrollment
Restricted Debit Card Examples of Eligible
When you enroll in the UHC HRA or the Kaiser HMO and also enroll in the Expenses for FSA/
healthcare FSA you will receive a restricted debit card to use for FSA eligible HSA Accounts
expenses. FSA debit card eligible expenses include dental, vision, pharmacy,
and over-the-counter medications with a written prescription from your doctor. Doctor visit copays
Under the UHC HRA plan, any expenses you incur to satisfy your medical Prescription drug copays
deductible or out-of-pocket maximum are directly applied toward your HRA Medical and dental
account. When you have a copay expense you will be required to pay out-of- deductibles
pocket at the time of service and will receive automatic reimbursement from Hearing aids
your Healthcare FSA when the claim is processed by UHC. This reimbursement
will be in the form of a check mailed to your home or direct deposit, without Eye glasses
having to submit a claim form. This copayment reimbursement does not apply Contacts
if you participate in the Kaiser HMO
Contact lens solution
FSAs and Your Medical Plan Account Dental services
HRA and FSA: Plan Very Carefully Orthodontia
HRA participants can participate in the company’s FSA to apply pre-tax dollars Acupuncture
to healthcare and dependent childcare expenses during the plan year. The HRA Laser vision correction
will reimburse all eligible expenses in the medical plan before the FSA does. In surgery
addition, you can use your FSA to cover copays and non-covered dental and
vision expenses.
Planning for any dependent childcare expenses will not be affected at all by the
HRA. Consider those savings as you would in any other plan year.
HSA and FSA: Only Allowed With Dependent Care FSA
IRS rules prohibit an employee from having a Healthcare FSA and an HSA
at the same time. In addition, you may not contribute to an HSA while your
spouse is contributing to an FSA through their employer. Conversely, a spouse
may not contribute to an FSA while you are contributing to an HSA.
The IRS requires participants in the HSA plan to use only the HSA plan for
healthcare expenses. That means that HSA participants can use the company’s
Dependent Care FSA only for dependent childcare expenses.
If you are accustomed to using an FSA for healthcare related expenses, consider
redirecting those dollars as voluntary contributions to your HSA account.
2016 New Hire Enrollment
