Page 11 - 2017 Employee Benefit Highlights
P. 11

Maximizing your vision insurance plan


       Vision insurance



        Decision #1  |  should you take it



        The eye is the second most complex organ after the brain. That
        alone should be reason for you to get an annual eye exam. Exams
        can also lead to early detection of conditions such as glaucoma,
        macular degeneration, cataracts and diabetic retinopathy.


        Epicor vision benefits are offered through VSP® Vision Care and is
        provided to help with the basic cost of your vision needs. You can
        choose to see the eye care provider who’s right for you—a VSP   Might be time to visit an eye doctor...
        contracted provider or any other provider although your cost will be
        lower if you see a contracted provider. There are no claim forms to
        complete when you see a VSP doctor. If you choose to see a provider
        other than a VSP doctor, you typically have six months to submit a
        claim to VSP for reimbursement.                                                               In-Network          Out-of-Network
                                                                     WellVision Exam®         $25 copay    Up to $50
                                                                     (every 12 months)
        Extra discounts and savings:                                 Prescription Glasses:
             •  Savings  on  all  non-covered  lens  options,  glasses  and   Lenses
              sunglasses                                             (every 12 months)
             •  Greater  savings  when  services  are  provided  In-Network,        Single Vision         100%, after   Up to $50

                                                                                       $25 copay
              but Out-of-Network benefits are still available to you.       Bifocal    100%, after    Up to $75
             •  Discounted  laser  surgery  procedures  from  participating            $25 copay
              providers. For members who have had laser correction, you        Trifocal   100%, after   Up to $100

                                                                                       $25 copay
              may now use your ‘frames’ benefit for the purchase of non-       Polycarbonate          100%, after   no coverage
              prescription sunglasses (up to $150 every year)!            (dependent child)      $25 copay
                                                                     Frames            $150 allowance,    Up to $70
                                                                     (every 12 months)        plus 20% off of
        Go to vsp.com to find a VSP provider. Individual insurance cards are               out-of-pocket
        not provided, and are not necessary for office visits.                            costs over
                                                                                                             the allowance

        Decision #2  |  who should you cover                                                           —OR—


        Each of these levels of coverage carries a different employee   Contact Lens Care *    $150 material      Up to $105
                                                                     (every 12 months)
                                                                                       allowance
                                                                                                      allowance
        contribution (the amount you pay per paycheck).                                for contacts   for contacts

                 You only            $3                              * If you choose contact lenses you will be eligible for a frame
                                                                     12 months from the date the contact lenses were obtained.
                 You + Spouse        $5
                 You + Child(ren)    $5
                 You + Family        $8
















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