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o Temporary Total Disablement: The bodily injury that
prevents you from engaging in your occupation for a
period not exceeding 104 weeks since the date of
injury to the time you are fit enough to resume your
occupation as certified by Medical Professional
2. Health insurance
The term ‘Health Insurance’ relates to a type of insurance that
essentially covers your medical expenses. A health insurance
policy like other policies is a contract between an insurer and an
individual / group in which the insurer agrees to provide
specified health insurance cover at a particular “premium”
subject to terms and conditions specified in the policy.
Globally, ‘health’ is ensured (insured) and all expenses towards
health management including preventive checks, vaccines,
domiciliary treatment and hospitalization is covered by the
insurer.
In India, only the hospitalization expenses (with pre & post
expenses for specified periods) are covered. Some policies may
offer domiciliary cover but with conditions)
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