Page 17 - 2022 SoFi - Temp Intern Benefit Guide
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HIGH-LEVEL PLAN SUMMARY AND YOUR ASSOCIATED COSTS


                                                                         UTAH: CIGNA PPO
                                                                     OTHER STATES: CIGNA OAP
                                                               In-Network                   Out-of-Network
             ANNUAL DEDUCTIBLE
             Individual                                          $500                          $1,500
             Family                                             $1,500                         $4,500
             ANNUAL OUT-OF-POCKET MAXIMUM (INCLUDES DEDUCTIBLE)
             Individual                                         $3,000                         $9,000
             Family                                             $6,000                        $18,000
             Lifetime Max                                      Unlimited                      Unlimited
                                                                              YOU PAY
             COINSURANCE / COPAYS
             Coinsurance                                         20%*                          40%*
             Office Visit                              $20 copay (Deductible waived)           40%*
             Preventive Exams                             $0 (Deductible waived)               40%*
             Routine office visits, immunizations, diagnostic X-ray and lab
             Maternity
             •  Office Visits                         Plan pays 100% of physician fees         40%*
             •  All other maternity services                     20%*                          40%*
             Physical Therapy & Chiropractic           $20 copay (Deductible waived)           40%*
             See plan summaries for limits
             Outpatient Standard Lab, X-Ray               $0 (Deductible waived)               40%*
             MRI, CAT, PETscan
             •  Physician                              $20 copay (Deductible waived)           40%*
             •  Outpatient Facility                              20%*                          40%*
             In-Patient Hospital                                 20%*                          40%*
             Outpatient Surgery                                  20%*                          40%*
             Urgent Care (Physician Services)          $35 copay (Deductible waived)           40%*
             Emergency Room                                      20%*                          20%*
             Notification is required if confined in a Non-Network Hospital
             RETAIL RX (UP TO 30-DAY SUPPLY)

             Generic                                           $7 copay
             Brand Preferred                                   $30 copay                    Not covered
             Brand Non-Preferred                               $50 copay
             MAIL ORDER RX (UP TO 90-DAY SUPPLY)
             Generic                                           $17 copay
             Brand Preferred                                   $75 copay                    Not covered
             Brand Non-Preferred                              $125 copay
             * After deductible
             Note: A more detailed summary of coverage is available in the Workday Benefits Mall.
             This is a partial summary of benefits only. The Summary Plan Description (SPD) contains a complete detail of benefits, limitations and exclusion.
             The SPD also describes grievance procedures for disputes. We strongly encourage you to review the SPD before applying for coverage. You
             may obtain a copy from the People Team.


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