Page 18 - 2022 SoFi - Temp Intern Benefit Guide
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Cigna OAP In-Network Medical Plan




            The Cigna OAP In Network (OAPIN) plan provides access to their nationwide network of Cigna providers with no
            referrals required to see network providers. The OAPIN plan has a $15 office visit co-pay. Preventive services, as
            defined under health care reform, are covered at no cost. The plan provides in-network office visits, simple lab/x-
            rays and prescription drugs at a co-pay. All other services, including the Emergency Room, are subject to the $250
            deductible, after which you pay 10% of negotiated charges. Employees and their families should verify all providers
            you are referred to are in fact in the Cigna Open Access Plus In network. There is no out-of-network coverage on
            this plan.

            Utah Employees: This plan does not include Intermountain Health (IHC) Providers.
























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