Page 19 - 2022 SoFi - Temp Intern Benefit Guide
P. 19

HIGH-LEVEL PLAN SUMMARY AND YOUR ASSOCIATED COSTS


                                                                                 CIGNA OAPIN
                                                                                  In-Network Only
             ANNUAL DEDUCTIBLE
             Individual                                                              $250
             Family                                                                  $500
             ANNUAL OUT-OF-POCKET MAXIMUM (INCLUDES DEDUCTIBLE)
             Individual                                                              $2,250
             Family                                                                  $4,500
             Lifetime Max                                                          Unlimited
                                                                                   YOU PAY
             COINSURANCE / COPAYS
             Coinsurance                                                             10%*
             Office Visit                                                  $15 copay (Deductible waived)
             Preventive Exams                                                 $0 (Deductible waived)
             Routine office visits, immunizations, diagnostic X-ray and lab
             Maternity
             •  Office Visits                                           Plan pays 100% of global physician fees
             •  All other maternity services                                         10%*

             Fertility                                                   $15 copay (deductible waived)/10%*
             Physician/Facility                                            $20,000 maximum per lifetime
             Physical Therapy & Chiropractic                               $15 copay (Deductible waived)
             See plan summaries for limits
             Outpatient Standard Lab, X-Ray                                   $0 (Deductible waived)
             MRI, CAT, PETscan
             •  Physician                                                     $0 (Deductible waived)
             •  Outpatient Facility                                                  10%*
             In-Patient Hospital                                                     10%*
             Outpatient Surgery                                                      10%*
             Urgent Care (Physician Services)                              $50 copay (Deductible waived)
             Emergency Room                                                          10%*
             Notification is required if confined in a Non-Network Hospital
             RETAIL RX (UP TO 30-DAY SUPPLY)
             Generic                                                               $15 copay
             Brand Preferred                                                       $35 copay
             Brand Non-Preferred                                                   $50 copay
             MAIL ORDER RX (UP TO 90-DAY SUPPLY)
             Generic                                                               $37 copay
             Brand Preferred                                                       $87 copay

             Brand Non-Preferred                                                   $125 copay
             * After deductible
             Note: A more detailed summary of coverage is available in the Workday Benefits Mall.
             This is a partial summary of benefits only. The Summary Plan Description (SPD) contains a complete detail of benefits, limitations and exclusion.
             The SPD also describes grievance procedures for disputes. We strongly encourage you to review the SPD before applying for coverage. You
             may obtain a copy from the People Team.

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