Page 20 - NRDC Benefits Guide for 2022

Flexible Spending Accounts (FSAs)

Limited Purpose FSA
Expenses for the Healthcare FSA,

A Limited Purpose FSA is much like the Healthcare FSA Limited Purpose FSA, and
and complements your HSA. The 2022 IRS maximum Dependent Care FSA need to be
contribution is $2,850. However, under the Limited incurred by December 31 of the plan
Purpose FSA, eligible expenses are limited to qualifying year to be eligible for
dental and vision care expenses for you, your spouse, reimbursement.
and your eligible dependents until you meet your health
plan's deductible. You have until March 31 of the
following year to submit claims
for reimbursement.
Dependent Care FSA

During annual enrollment, you decide how much to set
aside for this account. You may contribute up to $5,000
per year per household, or up to $2,500 if you are Cigna Mobile App
married and file separate tax returns. Eligible dependents
include children younger than age 13 and dependents of Access your benefits on the go 24/7
any age who are incapable of caring for themselves with the Cigna mobile app. The free
because of mental or physical disability. The dependent app gives you convenient access to all
care services must be necessary to allow you, or you your benefits accounts in one spot. This
and your spouse if you are married, to work or attend makes it easy to use your hard-earned
dollars and view recent activity without
school full-time. Dependent care expenses are ever needing to call in. Download the
reimbursable as long as the provider is not anyone app for free on Apple and Android
considered your dependent for income tax purposes. devices.

A complete list of eligible expenses can be found in IRS You can always access your account
Publication 503. The link to this list can be found on the on MyCigna.com or by calling Cigna at
website irs.gov. 800-244-6224.

Please note that dependent medical expenses cannot be
reimbursed with this account, and you cannot transfer
money from the dependent care flexible spending
account to any other type of spending account.

To be reimbursed, you will be asked to provide the tax
identification number of the party providing care when
submitting receipts.

You will NOT be able to roll over current dependent care
funds to the following plan year. Any remaining funds will
be forfeited.

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