Page 4 - Castlerock Corporate

CORE BENEFITS

Core Benefits are provided to eligible team members if you work full-time (regularly working an
average of 30 hours or more per week). Average hours are evaluated on a quarterly basis. You are
automatically enrolled in these benefits if eligible.

Basic Life and AD&D Insurance

Life insurance is an important part of your financial
wellbeing, especially if others depend on you for Don’t forget to name a
support. Castlerock provides basic life and beneficiary for your life
accidental death and dismemberment insurance to insurance coverage
all eligible associates at no cost equal to 1 times
your base annual earnings, up to a maximum of
$250,000. Coverage is automatic; you do not need
to enroll, however you will need to list a beneficiary.

Disability Insurance

Disability insurance provides income replacement
should you become disabled and unable to work
due to a non-work-related illness or injury.
Castlerock provides eligible associates with
disability coverage at no cost as shown below.
Coverage is automatic; you do not need
to enroll.

Coverage Benefit

 60% of your weekly salary, to a
maximum of $1,500 per week
Short-Term  If approved, benefit payments begin on
Disability the 15th day following a covered
accident or illness
 Benefits continue for up to 11 weeks
 60% of your base salary, to a maximum
of $6,000 per month if you are disabled
and are unable to work for more than 90
Long-Term days.
Disability
 Benefits are offset with other sources of
income, such as Social Security and
Workers’ Compensation.

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