Page 5 - Castlerock Corporate

ELIGIBILITY

Employees who work at least 30 hours per week are eligible for the
benefits described in this guide. The benefit elections you

The following dependents are also eligible: make during open enrollment
will remain in effect from
 Your legal spouse
January 1st – December 31st,
 Your natural born children, stepchildren, and adopted children unless you experience a
up to age 26 qualified life event.

Changes to your benefits You have 30 days from the
date of a qualified life event to
make changes to your
Castlerock’s benefit plan runs on a January 1 through December 31
coverage.
plan year. Prior to the beginning of each plan year you will have an
opportunity to consider changing your current benefit elections
during open enrollment. The benefit elections you make during open
enrollment will remain in effect for the entire plan year, unless you
experience a qualified life event such as:

 Marriage, divorce or legal separation
 Birth or adoption of a child
 Loss or gain of other coverage by the employee or dependent
 Eligibility for Medicare or Medicaid

You have 30 days from the qualified life event to make changes to
your coverage. Depending on the type of event, you may need to
provide proof of the event, such as a marriage license. If you do not
make the changes within 30 days of the qualified event, you will have
to wait until the next open enrollment period to make changes
(unless you experience another qualified life event).

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