Page 15 - 2021 Miami Marlins Front Office Benefits Guide

LIFE AND AD&D INSURANCE

Life and AD&D Insurance - Unum
To provide financial protection for your family, the Miami Marlins provide 100% employer paid Basic
Life and Accidental Death & Dismemberment (AD&D) insurance to benefit eligible employees through
Unum. In the event of your death, life insurance benefits protect your family financially. AD&D is a
benefit paid in the event of dismemberment or as an addition to your life insurance, if death results
from an accident.

Benefit Information
Conversion or Portability of Coverage
• Premiums paid by the Company
The Basic Life Plan is fully convertible. This allows an
• Employee Benefit Amount: employee to convert all or part of the employee life
insurance coverage to an Individual self-paid policy when
You are provided with 2 times your annual insurance is reduced under certain circumstances.
earnings of term life insurance to an overall Click here for more information on conversion and
maximum benefit of $300,000 without portability options.
answering any health questions.

You will also receive 2 times your annual
earnings of Accidental Death and
Dismemberment insurance to an overall
maximum benefit amount of $300,000 without Spouse &
answering any health questions. Child(ren) Benefit

Employee & Spouse Reduction Schedule:
• 65% at age 70 Spouse Life $5,000
• 50% at age 75
$200 – Live Birth to 14 Days
$200 – 14 Days 6 Months
The above is a brief summary of this benefit option. Dependent Child
$2,000 – 6 Months to Age 20*
*(or to Age 25 if a Full-Time Student)

Miami Marlins Front Office Employee Benefit Guide Page 15