Page 16 - 2021 Miami Marlins Front Office Benefits Guide

DISABILITY INSURANCES

Disability insurance is a very important part of the Miami Marlins benefit program. The disability plans are
designed to provide you with a source of income in the event that you become disabled and unable to work.

Short term disability benefits are only payable when you are unable to work because of non-work-related
illness or injury. All disability leaves will run concurrent with the Family & Medical Leave Act (FMLA) or state

equivalent where applicable.

Your Short-Term Disability (STD) Benefit:
• The Miami Marlins pay the full cost of the STD coverage premium.

• To be eligible for STD coverage, you must have worked for the Marlins at least 12 months and
worked at least 1,250 hours during the 12-month period leading up to the injury or illness.

• If an application is approved by the Marlins, after the 5-day waiting period, eligible employees
qualified for STD leave will be compensated at the rate of 66.6667% of their regular wages for
the period of the disability or until the expiration of the leave, whichever is shorter.

Vacation/Personal Time Off can be taken if the employee wishes to have full pay during their
leave.

• The STD leave will be coordinated with all other leaves and policies. An employee will not
receive more than 17 weeks of paid or unpaid medical leave within a 12-month period.

Your Long-Term Disability (LTD) Benefit:
• The Miami Marlins pay the full cost of the LTD coverage premium.
• You are eligible the first of the month after your hire date. If you are hired on the first of the
month you are eligible that same day.
• The Elimination Period is the later of 120 days or the date your accumulated sick leave
payments end, if applicable.
• If an application is approved by Unum, an Employee will receive 66.6667% of their pre-disability
monthly earnings (minus any excludable earnings, such as social security payments) for the
duration of his/her disability, as defined by Unum, or until retirement age.
• The maximum monthly benefit payment can be up to $15,000 per month.
• Rehabilitation and Return to Work Assistance Benefit:
o Provides a rehabilitation and return to work assistance benefit for disabled employees
who are receiving LTD payments, and who are medically able to participate. Unum will
determine eligibility for this program.

The above is a brief summary of this benefit option.

Miami Marlins Front Office Employee Benefit Guide Page 16