Page 10 - 2022 Oerlikon Benefits Guide
P. 10

Choose the Right Medical Plan and Save


        Money!


         Below is an example comparing how much the HDHP/HSA plan might cost compared to the PPO plan.


         This example is based on a family, with $1,700 in annual medical expenses. This illustrates the difference in plan
         costs assuming the medical expenses all fall under an in-network outpatient benefit.

         In this example, you would save $2,466 for the year by selecting the HDHP/HSA plan assuming you use the $1,500
         of annual HSA funds that Oerlikon provides towards your medical expenses!





                                               Premium    Deductible   Coinsurance

                                                                                $5,486

                                                                                                     $70

                                 $3,020                                                              $1,000






                    Employer Funded                  $1,700
                      HSA Account
                        $1,500





                                                                                                     $4,416



                                                     $2,820









                              HDHP / HSA PLAN                                    PPO PLAN
                $235 per month family wellness premium ($2,820 per year)  $368 per month family wellness premium ($4,416 per year)
                        $3,000 family deductible (in-network)            $1,000 family deductible (in-network)
                    90% coinsurance outpatient hospital (in-network)  90% coinsurance outpatient hospital (in-network)













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