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Total Example Cost                   $7,400         Hospital (facility) coinsurance
                                                                                                              20%
                                                          In this example, Joe would pay:                      Other coinsurance
                                                                            Cost Sharing                      20%
                       (a year of routine                                                                   This EXAMPLE event includes services
                                                           Deductibles                               $0     like:
                                                           Copayments                           $1,500      Emergency room care (including medical
                                                           Coinsurance                               $0     supplies)
        Diabetesparticipating provider care of
                                                                                                            Diagnostic test (x-ray)
          a well-controlled condition)                     Limits or exclusions                     $30     Durable medical equipment (crutches)

                                                           The total Joe would pay is           $1,530      Rehabilitation services (physical therapy)


           The         overall deductible
           $0                                                                                                 Total Example Cost                  $1,900
           Specialist copayment      $40
           Hospital (facility) coinsurance                     (participating provider     and follow       In this example, Mia would pay:
           20%                                                                                                                Cost Sharing
           Other coinsurance           20%                up care) Simple Fracture emergency
                                                          room                             visit              Deductibles                              $0
        This EXAMPLE event includes services                                                                  Copayments                            $200
        like:                                                                                                 Coinsurance                           $200
        Primary care physician office visits
        (including disease education)                        The         overall deductible
        Diagnostic tests (blood work)                       $0                                                Limits or exclusions                     $0
        Prescription drugs                                   Specialist copayment                                     The total Mia would pay is    $400
        Durable medical equipment (glucose meter)           $40

                Note: These numbers assume the patient does not participate in the                 wellness program. If you participate in the
                wellness program,   you may be able to reduce your costs. For more information about the wellness program, please contact: 1-

                800-624-8822.
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