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Facility fee (e.g.,
        If you have a hospital        hospital room)          20% coinsurance            Not covered                 None
        stay                          Physician/surgeon
                                      fees                    No charge                  Not covered

              Common               Services You May                        What You Will Pay                       Limitations, Exceptions, & Other
           Medical Event                  Need               Participating             Non-Participating           Important
                                                             Provider (You will          Provider (You will pay                 Information
                                                             pay the least)              the most)
        If    you     need                                 $20 copay / office visit
        mental      health,      Outpatient services       and No charge for all      Not covered
        behavioral                                         other        outpatient
        health,          or                                services                                                None
        substance
        abuse services           Inpatient services        20% coinsurance            Not covered

                                                                                                                   Cost sharing does not apply to certain
                                 Office visits             No charge                  Not covered                  preventive  services.    Routine  pre-
                                                                                                                   natal  care  and  first  postnatal  visit  is
                                 Childbirth/delivery                                                               covered at No charge.  Depending on
        If you are pregnant   professional services        No charge                  Not covered                  the  type  of  services,  additional
                                                                                                                   copayments  or  coinsurance  may
                                 Childbirth/delivery                                                               apply.    Maternity  care  may  include
                                 facility services                                                                 tests    and    services     described
                                                           20% coinsurance            Not covered
                                                                                                                   elsewhere     in    the    SBC      (i.e.
                                                                                                                   ultrasound).
                                                                                                                   Limited to 100 visits per year.  Limit
                                                                                                                   does not apply to home health visits
        If you need help         Home health care          $20 copay / visit          Not covered                  for  rehabilitation  and  habilitation
        recovering      or
        have         other                                                                                         purposes.
        special     health       Rehabilitation services   $20 copay / visit          Not covered
        needs
                                                                                                                   None
                                 Habilitative services     $20 copay / visit          Not covered




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