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About these Coverage



                             This is not a cost estimator. Treatments shown are just examples of how this plan might cover medical care.
                             Your actual costs will be

                             different depending on the actual care you receive, the prices you                            r providers charge, and
                             many other factors. Focus on the cost sharing


                             amounts (deductibles, copayments and coinsurance) and excluded service s under the plan. Use this information
                             to compare the portion of costs you might pay under different healt h plans.  Please note these coverage examples
                             are based on self-only coverage.



        Examples:












                                                                                                            This EXAMPLE event includes services
                                                             (9 months of Pegand a hospital
                                                          delivery)participating provider is Having         like:
                          Cost Sharing                                                                      Specialist office visits (prenatal care)
                                                          a Baby pre-natal care                             Childbirth/Delivery  Professional  Services
         Deductibles                                $0                                                      Childbirth/Delivery Facility Services
         Copayments                              $100                                                       Diagnostic tests (ultrasounds and blood
         Coinsurance                           $1,800                                                       work)
                                                             The         overall deductible                 Specialist visit (anesthesia)
                                                            $0
         Limits or exclusions                     $60        Specialist copayment      $40
         The total Peg would pay is            $1,960
                                                             Hospital (facility) coinsurance
                                                            20%                                             In this example, Peg would pay:
                                                             Other coinsurance           20%
         Total Example Cost                  $12,800


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