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Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services                                   Coverage
         Period: 01/01/2020   12/31/2020

                                                           SignatureValue Advantage HMO Platinum 20-40/20%                   Coverage for: Individual + Family | Plan
                                                                                                                                               Type: HMO
                 The Summary of Benefits and Coverage (SBC) document will help you choose a health plan.  The SBC shows you how
                you and the plan would share the cost for covered health care services.  NOTE: Information about the cost of this plan
        (called the premium) will be provided separately.          This is only a summary.  For more information about your coverage, or to
        get a copy of the complete terms of coverage, visit www.welcometouhc.com/uhcwest or     by calling 1-800-624-8822.  For general
        definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or      other
        underlined terms see the Glossary.  You can view the Glossary at www.healthcare.gov/sbc-glossary/ or call 1-800-624-8822 to request
        a copy.
       Important Questions   Answers                                 Why This Matters:

       What is the overall       $0                                  See the Common Medical Events chart below for your costs for services this
       deductible?                                                   plan covers.
                                                                     This  plan
       Are  there  services  Yes.    Preventive  care  and           deductible amount. But a copayment or coinsurance may apply.  For example,
       covered  before  you  primary  care  services  are            this plan covers certain preventive services without cost-sharing and before you
       meet               your  covered  before  you  meet  your
       deductible?               deductible.                         meet  your  deductible.    See  a  list  of  covered  preventive  services  at
                                                                     https://www.healthcare.gov/coverage/preventive-care-benefits/.
       Are     there    other
       deductibles         for   No.                                                           deductibles for specific services.
       specific services?

       What  is  the  out-of-    For participating providers $3,500  The out-of-pocket limit is the most you could pay in a year for covered services.
       pocket  limit  for  this  individual / $7,000 family.         If you have other family members in this plan, they have to meet their own out-
       plan?                                                         of-pocket limits until the overall family out-of-pocket limit has been met.
                                 Copayments for certain services,
       What  is  not  included premiums,            balance-billing
       in  the  out-of-pocket charges, optional addenda, and                                                                                out of
       limit?                    health  care  this  plan            pocket limit.
                                 cover.
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