Page 4 - Anzea 2020 Benefit Guide_Revised 9-25-2020
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Medical Option


          Blue Cross Blue Shield




             2020 Rate Information—Per Pay Period

               Plan Options              PPO           HMO                       Dependent Information

           Employee Only                   $   41.68   $   27.27         Anzea  Textiles  offers  employees  the  opportunity
                                                                         to cover their spouses and dependent children.
           Employee + Spouse               $ 166.73    $ 109.08          Children  can  join  or  remain  on  a  parent’s
                                                                         medical plan until age 26. When a child turns 26,
           Employee + Child(ren)           $ 166.73    $ 109.08          they will lose medical coverage on the last day
                                                                         of their birth month.
           Employee + Family               $ 291.77    $ 190.90


                                                   BCBS PPO                                  BCBS HMO
           In-Network Benefits         In-Network (OUT OF NETWORK COVERED)    In-Network (OUT OF NETWORK  NOT COVERED)


      Calendar Year Deductible (CYD)             Individual: $1,500                        Individual: $1,500
                                                   Family: $3,000                           Family: $4,500
      Coinsurance after CYD                   Carrier: 80% Member: 20%                 Carrier: 80% Member: 20%
      Annual  Out of Pocket  Maximum             Individual: $5,000                        Individual: $5,000
      (OOP)                                       Family: $10,000                           Family: $10,000

      Office Visit  - PCP                           $30 Copay                                 $30 Copay
      Office Visit - Specialist                     $60 Copay                     $60 Copay Referral from PCP Required

      Preventive Care                              Covered 100%                             Covered 100%
      Virtual Visits ($0 During COVID)
      period                                    $30 Copay ($0 COVID)                     $30 Copay ($0 COVID)
      Diagnostic Lab and X-Ray                     20% after CYD                             20% after CYD

      Imaging (CT/PET scans, MRI’s)                20% after CYD                  $250 Copay Referral from PCP Required

                                                                                      $30 cop
                                             $30 copay (Dr. Services Only)                                                        ay (Dr. Services Only)
      Urgent Care
                                            (CYD apply to all other services)        (CYD apply to all other services)
      Emergency Room                        $400 Copay plus 20% after CYD             $400 Copay plus 20% after CYD
      Hospitalization (In-Patient/Out-
                                                   20% after CYD                 20% after CYD Referral from PCP Required
      Patient)
      Retail Prescription Drugs -       Preferred Generic: $0 Copay/$10 Copay     Preferred Generic: $0 Copay/$10 Copay
      30 Day Supply                      Non-preferred Generic: $10/$20 Copay     Non-preferred Generic: $10/$20 Copay
                                           Preferred Brand: $50/$70 Copay            Preferred Brand: $50/$70 Copay
                                        Non-preferred Brand: $100/$120 Copay      Non-preferred Brand: $100/$120 Copay

      Specialty Drugs                          Preferred- $150 Copay                     Preferred- $150 Copay
                                              Non-preferred-$250 Copay                  Non-preferred-$250 Copay
                                                   3 Times Retail                            3 Times Retail
      Mail Order-90 Day Supply
                             Please note:  This summary is intended for general information purposes.
                 It is not a guarantee of benefits.  Please reference the SBC or contact the carrier for specific details.
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