Page 3 - Revelations - GROUP 1 2021 Arl Villas 2021 Benefit Guide
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Important Information




         The intent of our GROUP 1 benefit guide is to briefly highlight your benefits and NOT to replace your
         insurance contracts or booklets. The information has been compiled into summary form to outline
         the benefits offered by our company. If this benefit guide does not address your specific benefit
         questions,  please  refer  to  the  Contact  Information  page  of  this  booklet.  The  contact  page  will
         provide you with the information you need to contact the specific insurance carriers and/or Human
         Resources  Department  for  additional  assistance.  The  information  provided  in  this  summary  is  for
         comparative purposes only. Actual claims paid are subject to the specific terms and conditions of
         each  policy  contract.  This  benefit  guide  does  not  constitute  SBC’s,  policy  or  contract.

         Our  Employee  Benefit  Portal  includes  plan  information,  summaries,  costs,  carriers  contact
         information, videos and more.

          Who is Eligible?

          If you are a full-time employee, working a minimum of 30 hours per week, you are eligible to enroll in the
          benefits described in this guide. New employees are eligible on the first of the month following 60 calendar
          days  of  employment.  Family  members  are  eligible  for  medical,  dental,  vision  (see  benefit  page  for
          dependent children age requirements).

         When to Enroll

         All employees are required to complete the New Hire online Enrollment at
         new hire and once a year during the Annual Open Enrollment.
         Open enrollment is in December for a January 1st effective date.    New hire
         enrollment login and password will be provided by your Human Resources
         contact with login instructions on page 29.





         Can I make changes during the plan year?

         Yes, you have HIPAA Special Enrollment Rights. To review these rights, please refer to page 38 or the Library
         section of your Benefit Website.





                                             LAW TO HAVE HEALTH INSURANCE or PAY!

                                             Individuals  are  still  required  to  have  medical  unless  you  have  qualified
                                             waivers  as  mandated  by  current  law.  The  penalty  for  not  having
                                             coverage ended January 1, 2019.




           Please note that ALL United Healthcare medical plans offered by Revelations Healthcare Group.
         meets the “minimum value standard” for health coverage according to the Affordable Care Act.


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