Page 4 - Revelations - GROUP 1 2021 Arl Villas 2021 Benefit Guide
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Medical Options:


          United Healthcare (UHC)



                                  Charter/HMO      Navigate/HMO     Premier /EPO
              Effective 1-1-2020                                             We  offer  our  full-time  employees  and
             24 Week Pay Period    AYZQ-IU    AYZL-IU    BCZ2-IU
                                                                             their  eligible  dependents  coverage.
         Employee Only            $114.98    $138.72   $  212.88             Children  can  join  or  remain  on  a
         Employee + Spouse        $492.95    $545.19   $  708.33             parent’s  medical  plan  until  age  26.
                                                                             When  a  child  turns  26,  they  will  lose
         Employee + Child(ren)    $382.71    $426.64   $  563.82
                                                                             medical  coverage  on  the  last  day  of
         Employee + Family        $807.93    $883.91   $1,121.21             their birth month.


                                    Charter HMO AYZL $5,000       Navigate HMO AYZL            Premier BCZ2
               Brief Member                    Deductible          $5,000 Deductible          $3,000 Deductible
            In-Network Summary           IN-NETWORK ONLY            IN-NETWORK ONLY           IN-NETWORK ONLY


          Network                        Charter “DFW—Only”       Navigate “TEXAS—Only”            CHOICE
          (CYD) Calendar Year Deductible   Individual: $5,000        Individual: $5,000        Individual: $3,000
          (Jan .1st to Dec. 31st)          Family: $10,000           Family: $10,000             Family: $6,000
          Coinsurance
                                            Carrier: 80%                                       Carrier: 80%                                       Carrier: 80%
          After Calendar Year Deductible
                                            Member: 20%               Member: 20%                Member: 20%
          CYD)
          Annual (OOP) Out of Pocket      Individual: $7,350         Individual: $7,350        Individual: $6,000
          Maximum                          Family: 14,700             Family: 14,700            Family: $12,000
                                        Under Age 19: $0 Copay                   Under Age 19: $0 Copay                    Under Age 19: $0 Copay
          Primary Care Physician (PCP)
                                        Over Age 19: $10 Copay    Over Age 19: $10 Copay     Over Age 19: $30 Copay
                                                                 $60 Copay (you must have a
                                      $60 Copay (you must have a                             UHC Network Providers
          Specialist Physicians and Non   referral from your PCP) Not needed for   referral from your PCP) Not needed   $30 Copay -Designated
          PCP Providers             (OB/GYN’s)., Urgent Care, Behavioral health or    for (OB/GYN’s)., Urgent Care, Behavioral
                                                                            use disorder clini-
                                                                health or
                                             use disorder  clinicians.                        $60 Copay -Standard
                                                                         cians.
          COVID Testing and Treatment       Covered 100%                          Covered 100%                          Covered 100%
          (during COVID period)            (No CYD, Co-Ins. Copays)       (No CYD, Co-Ins. Copays)       (No CYD, Co-Ins. Copays)
          Dr. Consultation Virtual Visits    $0 Copay                   $0 Copay                   $0 Copay
          (Telehealth)

          Basic: Lab, X-Rays & Diagnostic/  Basic:  $40 Copay CYD Waived   Basic:  $40 Copay CYD Waived   Basic:  Paid 100%
          Major: Diagnostic & Imaging     Major:  $500 Copay        Major:  $500 Copay        Major:  20% after CYD
          Annual Preventive Care            Covered 100%                                       Covered 100%                                       Covered 100%
          (Certain Rx are covered too)    (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)   (No CYD, Co-Ins. Copays)
                                             $25 copay                                                  $25 copay
          Urgent Care                                                                             $75 Copay
                                        (others charges may apply)   (others charges may apply)
                                                                                              20% after $250 Copay
          Emergency Room             $500 Copay, after CYD and 20%    $500 Copay, after CYD and 20%
                                                                                               CYD does not apply
          Hospitalization:
                                            20% after CYD             20% after CYD              20% after CYD
          (In / Outpatient)
          Prescription Drugs - 31 Day        RX Plan  IU               RX Plan  IU                RX Plan IU
          Supply Retail                   Tier 1  $15 Copay                                   Tier 1  $15 Copay                                   Tier 1  $15 Copay
          90 Day Supply  Mail Order at     Tier 2 $40 Copay                                    Tier 2 $40 Copay                                    Tier 2 $40 Copay
          2.5 Times Retail                 Tier 3 $75 Copay          Tier 3 $75 Copay           Tier 3 $75 Copay
            NOTE: This is only a brief overview. Please see Benefit Summary and SBC for more details. Please Register and use UHC Member    www.myuhc.com or
            Customer Service  Toll Free 866-633-2446, for Navigate 855-828-7715

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