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2. IF ANY WORKERS’ COMPENSATION LAW a. NUCLEAR REACTION;
OR ANY SIMILAR LAW APPLIES TO THAT b. RADIATION OR RADIOACTIVE CON-
INSURED’S BODILY INJURY; TAMINATION FROM ANY SOURCE; OR
3. WHO IS OCCUPYING A VEHICLE WHILE c. THE ACCIDENTAL OR INTENTIONAL
IT IS RENTED TO OR LEASED TO OTH- DETONATION OF, OR RELEASE OF
ERS BY AN INSURED; RADIATION FROM, ANY NUCLEAR
4. WHO IS OCCUPYING A VEHICLE WHILE IT OR RADIOACTIVE DEVICE;
IS BEING USED TO CARRY PERSONS FOR 12. WHOSE BODILY INJURY RESULTS FROM
A CHARGE. This exclusion does not apply to: THE DISCHARGE OF A FIREARM;
a. the use of a private passenger car on a
share-the-expense basis; or 13. WHOSE BODILY INJURY RESULTS FROM
EXPOSURE TO FUNGI; OR
b. an insured while occupying a non-owned
car as a passenger; 14. WHO IS OCCUPYING A VEHICLE WHILE
5. WHILE MAINTAINING OR USING A IT IS:
VEHICLE IN CONNECTION WITH THAT a. BEING PREPARED FOR, USED IN
INSURED’S EMPLOYMENT IN OR PRACTICE FOR, OR OPERATED IN
ENGAGEMENT OF ANY KIND IN A CAR ANY RACING CONTEST, SPEED CON-
BUSINESS. This exclusion does not apply to: TEST, HILL-CLIMBING CONTEST,
a. you; JUMPING CONTEST, OR ANY SIMI-
LAR CONTEST; OR
b. any resident relative; or b. ON A TRACK DESIGNED PRIMARILY
c. your agents, employees, or business part- FOR RACING OR HIGH-SPEED DRIV-
ners ING. This exclusion (14.b.) does not apply if
while maintaining or using your car, a newly ac- the vehicle is being used in connection with
quired car, a temporary substitute car, or a trailer an activity other than racing, high-speed
owned by you; driving, or any type of competitive driving.
6. WHILE THAT INSURED IS VALET If Other Medical Payments Coverage or Similar
PARKING A VEHICLE; Vehicle Insurance Applies
7. WHILE MAINTAINING OR USING A NON- 1. An insured shall not recover for the same
OWNED CAR IN ANY BUSINESS OR medical expenses or funeral expenses under
OCCUPATION OTHER THAN A CAR both this coverage and other medical payments
BUSINESS OR VALET PARKING. This coverage or similar vehicle insurance.
exclusion does not apply to the maintenance or 2. If Medical Payments Coverage provided by
use of a private passenger car; this policy and one or more other vehicle poli-
8. WHO IS EITHER OCCUPYING OR STRUCK cies issued to you or any resident relative by
AS A PEDESTRIAN BY A VEHICLE THAT IS the State Farm Companies apply to the same
LOCATED FOR USE AS A DWELLING OR bodily injury, then:
OTHER PREMISES; a. the Medical Payments Coverage limits of
9. WHO IS STRUCK AS A PEDESTRIAN BY A such policies shall not be added together to
VEHICLE THAT: determine the most that may be paid; and
a. IS DESIGNED FOR USE PRIMARILY b. the maximum amount that may be paid from
OFF PUBLIC ROADS WHILE OFF all such policies combined is the single high-
PUBLIC ROADS; OR est applicable limit provided by any one of
the policies. We may choose one or more
b. RUNS ON RAILS OR CRAWLER- policies from which to make payment.
TREADS; 3. The Medical Payments Coverage provided by
10. WHOSE BODILY INJURY RESULTS FROM this policy applies as primary coverage for an
WAR OF ANY KIND; insured who sustains bodily injury while oc-
11. WHOSE BODILY INJURY RESULTS FROM: cupying your car or a trailer attached to it.
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9825A