Page 8 - HEADING TEXT

TYPE OF WORKERS’ COMPENSA- IS NOT PROVIDED LIABILITY COV-
TION, DISABILITY, OR SIMILAR LAW; ERAGE BY THIS POLICY FOR THE
b. FOR BODILY INJURY TO THAT IN- USE OF THAT MOTOR VEHICLE;
SURED’S EMPLOYEE WHICH ARISES If Other Liability Coverage Applies
OUT OF THAT EMPLOYEE’S EM-
PLOYMENT. This exclusion (b.) does not 1. If Liability Coverage provided by this policy
apply to that insured’s household em- and one or more other Car Policies issued to
ployee who is neither covered, nor re- you or any resident relative by the State Farm
quired to be covered, under workers’ Companies apply to the same accident, then:
compensation insurance; a. the Liability Coverage limits of such poli-
c. FOR BODILY INJURY TO THAT IN- cies will not be added together to deter-
SURED’S FELLOW EMPLOYEE mine the most that may be paid; and
WHILE THE FELLOW EMPLOYEE IS b. the maximum amount that may be paid
IN THE COURSE AND SCOPE OF HIS from all such policies combined is the sin-
OR HER EMPLOYMENT. This exclusion gle highest applicable limit provided by
(c.) does not apply to you and resident rela- any one of the policies. We may choose
tives who are legally liable for bodily injury one or more policies from which to make
to fellow employees; payment.
d. FOR DAMAGE TO PROPERTY WHILE 2. The Liability Coverage provided by this policy
IT IS: applies as primary coverage for the ownership,
(1) OWNED BY; maintenance, or use of your car or a trailer at-
tached to it.
(2) RENTED TO; The Liability Coverage provided by this policy
(3) USED BY; also applies as primary coverage for the use of
(4) IN THE CARE OF; OR a car owned by a person or organization en-
gaged in the business of selling, repairing, or
(5) TRANSPORTED BY servicing motor vehicles. This applies only
YOU, A RESIDENT RELATIVE, OR while the car is operated by an insured if such
THE PERSON WHO IS LEGALLY LI- car is loaned to you or a resident relative for
ABLE FOR THE DAMAGE. This exclu- demonstration purposes or as a replacement for
sion (d.) does not apply to: your car while it is out of use due to break-
(1) damage to a: down, repair, or servicing.
(a) motor vehicle owned by the em- a. If:
ployer of you or any resident (1) this is the only Car Policy issued to
relative if such damage is caused you or any resident relative by the
by an insured while operating State Farm Companies that provides
another motor vehicle; Liability Coverage which applies to
(b) residence while rented to or the accident as primary coverage; and
leased to an insured; or (2) liability coverage provided by one or
(c) private garage while rented to or more sources other than the State
Farm Companies also applies as pri-
leased to an insured; or mary coverage for the same accident,
(2) damage to a car: then we will pay the proportion of dam-
(a) operated by an insured; and ages payable as primary that our applica-
(b) owned by a person or organiza- ble limit bears to the sum of our applicable
tion engaged in the business of limit and the limits of all other liability
selling, repairing or servicing mo- coverage that apply as primary coverage.
tor vehicles; and b. If:
(c) loaned to you or a resident rela- (1) more than one Car Policy issued to
tive for demonstration purposes you or any resident relative by the
or as a replacement for your car State Farm Companies provides Li-
while it is out of use due to break- ability Coverage which applies to the
down, repair or servicing; accident as primary coverage; and
e. WHILE USING A TRAILER WITH A (2) liability coverage provided by one or
MOTOR VEHICLE IF THAT INSURED more sources other than the State

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9825A