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either who is away at school and otherwise a. designed to be pulled by a private passen-
maintains his or her primary residence with ger car;
that named insured; or b. not designed to carry persons; and
2. a ward or a foster child of that named insured, c. while not used as premises for office,
his or her spouse, or a person described in 1. store, or display purposes; or
above. 2. a farm implement or farm wagon while being
State Farm Companies means one or more of the pulled on public roads by a car.
following: Us means the Company issuing this policy as
1. State Farm Mutual Automobile Insurance shown on the Declarations Page.
Company; We means the Company issuing this policy as
2. State Farm Fire and Casualty Company; and shown on the Declarations Page.
3. Subsidiaries or affiliates of either 1. or 2. above. You or Your means the named insured or named
Temporary Substitute Car means a car that is in the insureds shown on the Declarations Page. If a
lawful possession of the person operating it and that: named insured shown on the Declarations Page is a
person, then “you” or “your” includes the spouse of
1. replaces your car for a short time while your the first person shown as a named insured if the
car is out of use due to its: spouse resides primarily with that named insured.
a. breakdown; Your Car means the vehicle shown under “YOUR
b. repair; CAR” on the Declarations Page. Your Car does not
include a vehicle that you no longer own or lease.
c. servicing; If a car is shown on the Declarations Page under
d. damage; or “YOUR CAR”, and you ask us to replace it with a
e. theft; and car newly owned by you, then the car being re-
2. neither you nor the person operating it own or placed will continue to be considered your car until
the earliest of:
have registered.
If a car qualifies as both a non-owned car and a 1. the end of the 30th calendar day immediately
following the date the car newly owned by you
temporary substitute car, then it is considered a is delivered to you;
temporary substitute car only. 2. the date this policy is no longer in force; or
Trailer means: 3. the date you no longer own or lease the car
1. a trailer: being replaced.

LIABILITY COVERAGE
This policy provides Liability Coverage if “A” is spouse who resides primarily with that named
shown under “SYMBOLS” on the Declarations Page. insured for the maintenance or use of a car that
Additional Definition is owned by, or furnished by an employer to, a
person who resides primarily in your household,
Insured means: but only if such car is neither owned by, nor fur-
1. you and resident relatives for: nished by an employer to, the first person shown
as a named insured on the Declarations Page or
a. the ownership, maintenance, or use of: that person’s spouse;
(1) your car; 3. any other person for his or her use of:
(2) a newly acquired car; or a. your car;
(3) a trailer; and b. a newly acquired car;
b. the maintenance or use of: c. a temporary substitute car; or
(1) a non-owned car; or d. a trailer while attached to a car described
(2) a temporary substitute car; in a., b., or c. above.
2. the first person shown as a named insured on the Such vehicle must be used within the scope of
Declarations Page and that named insured’s your consent; and
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