Page 7 - HEADING TEXT
P. 7
These Liability Coverage limits are the most we THAT INSURED’S EMPLOYMENT IN
will pay regardless of the number of: OR ENGAGEMENT OF ANY KIND IN
1. insureds; A CAR BUSINESS. This exclusion (e.)
does not apply to:
2. claims made; (1) you;
3. vehicles insured; or (2) any resident relative; or
4. vehicles involved in the accident. (3) your agents, employees, or business
Nonduplication partners
We will not pay any damages or expenses under Liabil- while maintaining or using your car, a newly
ity Coverage: acquired car, a temporary substitute car, or a
1. that have already been paid as expenses under trailer owned by you;
Medical Payments Coverage of any policy is- f. WHILE THAT INSURED IS VALET
sued by the State Farm Companies to you or PARKING A VEHICLE;
any resident relative; or g. WHILE MAINTAINING OR USING
2. that have already been paid under Uninsured ANY VEHICLE OTHER THAN YOUR
Motor Vehicle Coverage or Underinsured Mo- CAR, A NEWLY ACQUIRED CAR, A
tor Vehicle Coverage of any policy issued by TEMPORARY SUBSTITUTE CAR, OR
the State Farm Companies to you or any resi- A TRAILER IN ANY BUSINESS OR
dent relative. OCCUPATION OTHER THAN A CAR
Exclusions BUSINESS OR VALET PARKING. This
1. THERE IS NO COVERAGE FOR AN IN- exclusion (g.) does not apply to the main-
tenance or use of a private passenger car;
SURED TO THE EXTENT THE LIABILITY
COVERAGE LIMITS OF THIS POLICY EX- h. FOR LIABILITY ASSUMED UNDER
CEED THE LIABILITY COVERAGE LIM- ANY CONTRACT OR AGREEMENT;
ITS REQUIRED BY THE MISSOURI i. FOR ANY ORDER OF RESTITUTION
FINANCIAL RESPONSIBILITY LAW: ISSUED BY A COURT IN A CRIMINAL
a. IF THAT INSURED INTENTIONALLY PROCEEDING OR EQUITABLE AC-
CAUSES BODILY INJURY OR DAM- TION;
AGE TO PROPERTY; j. FOR THE OWNERSHIP, MAINTE-
b. FOR BODILY INJURY TO: NANCE, OR USE OF ANY VEHICLE
(1) YOU; WHILE IT IS:
(2) RESIDENT RELATIVES; AND (1) OFF PUBLIC ROADS AND BEING
PREPARED FOR, USED IN PRAC-
(3) ANY OTHER PERSON WHO TICE FOR, OR OPERATED IN ANY
BOTH RESIDES PRIMARILY WITH RACING CONTEST, SPEED CON-
AN INSURED AND WHO: TEST, HILL-CLIMBING CONTEST,
(a) IS RELATED TO THAT IN- JUMPING CONTEST, OR ANY
SURED BY BLOOD, MAR- SIMILAR CONTEST; OR
RIAGE, OR ADOPTION; OR (2) ON A TRACK DESIGNED PRI-
(b) IS A WARD OR FOSTER MARILY FOR RACING OR HIGH-
CHILD OF THAT INSURED; SPEED DRIVING. This exclusion (2)
c. FOR DAMAGES ARISING OUT OF does not apply if the vehicle is being
used in connection with an activity
THE OWNERSHIP, MAINTENANCE, other than racing, high-speed driving,
OR USE OF A VEHICLE WHILE IT IS or any type of competitive driving;
RENTED TO OR LEASED TO OTHERS OR
BY AN INSURED;
d. FOR DAMAGES ARISING OUT OF k. IF THAT INSURED IS AN EMPLOYEE
OF THE UNITED STATES OF AMER-
THE OWNERSHIP, MAINTENANCE, ICA OR ANY OF ITS AGENCIES, IF
OR USE OF A VEHICLE WHILE IT IS THE PROVISIONS OF THE FEDERAL
BEING USED TO CARRY PERSONS TORT CLAIMS ACT APPLY.
FOR A CHARGE. This exclusion (d.)
does not apply to the use of a private pas- 2. THERE IS NO COVERAGE FOR AN IN-
senger car on a share-the-expense basis; SURED:
e. WHILE MAINTAINING OR USING A a. OR FOR THAT INSURED’S INSURER
VEHICLE IN CONNECTION WITH FOR ANY OBLIGATION UNDER ANY
7
9825A