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d. Change of Policy Address notice or a cancellation notice as set forth in 7.
We may change the named insured’s policy and 8. below.
address as shown on the Declarations Page 7. Nonrenewal
and in our records to the most recent ad- If we decide not to renew this policy, then, at
dress provided to us by: least 30 days before the end of the current pol-
(1) you; or icy period, we will mail a nonrenewal notice to
(2) the United States Postal Service. the most recent policy address that we have on
5. Premium record for the named insured who is shown on
the Declarations Page.
a. Unless as otherwise provided by an alter- 8. Cancellation
native payment plan in effect with the
State Farm Companies with respect to the a. How You May Cancel
premium for this policy, the premium is You may cancel this policy by providing to
due and payable in full on or before the us advance notice of the date cancellation
first day of the policy period shown on the is effective. We may confirm the cancella-
most recently issued Declarations Page or tion in writing.
Renewal Notice.
b. The renewal premium for this policy will be b. How and When We May Cancel
based upon the rates in effect, the coverages We may cancel this policy by mailing a
carried, the applicable limits, deductibles, written notice to the most recent policy
and other elements that affect the premium address that we have on record for the
that apply at the time of renewal. named insured who is shown on the Decla-
c. The premium for this policy may vary rations Page. The notice will provide the
date cancellation is effective.
based upon the purchase of other insurance
from the State Farm Companies. (1) If we mail a cancellation notice:
d. The premium for this policy is based upon (a) during the first 59 days following
information we have received from you or this policy’s effective date; or
other sources. You must inform us if any (b) because the premium is not paid
information regarding the following is in- when due,
correct or incomplete, or changes during
the policy period, and you must answer then the date cancellation is effective
questions we ask regarding the following: will be at least 10 days after the date
(1) Your car, or its use, including annual we mail the cancellation notice.
mileage; Otherwise, the date cancellation is effec-
(2) The persons who regularly drive your tive will be at least 30 days after the date
car, including newly licensed family we mail the cancellation notice.
members; (2) After this policy has been in force for
(3) Your marital status; or more than 59 days, we will not cancel
(4) The location where your car is pri- this policy before the end of the cur-
rent policy period unless:
marily garaged.
If the above information or any other in- (a) the premium is not paid when
formation used to determine the premium due; or
is incorrect, incomplete, changes during (b) the driver’s license of a named in-
the policy period, or is not provided to us sured who is shown on the Decla-
when we ask, then we may decrease or in- rations Page has been under
crease the premium during the policy pe- suspension or revocation at any
riod. If we decrease the premium during time during the policy period. If
the policy period, then we will provide a there is more than one named in-
refund or a credit in the amount of the de- sured, but only one has had a
crease. If we increase the premium during driver’s license suspension or
the policy period, then you must pay the revocation, then:
amount of the increase. (1) we will not cancel for this
6. Renewal reason; and
We agree to renew this policy for the next pol- (2) we may issue an endorsement
icy period upon payment of the renewal pre- removing all coverage for
mium when due, unless we mail a nonrenewal that person while operating
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