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d.  Change of Policy Address                notice or a cancellation notice as set forth in 7.
                          We may change the named insured’s policy   and 8. below.
                          address as shown on the Declarations Page   7.  Nonrenewal
                          and in our records to the most recent ad-  If we decide not to renew this policy, then, at
                          dress provided to us by:                 least 30 days before the end of the current pol-
                          (1)  you; or                             icy period, we will mail a nonrenewal notice to
                          (2)  the United States Postal Service.   the most recent policy address that we have on
                   5.  Premium                                     record for the named insured who is shown on
                                                                   the Declarations Page.
                       a.  Unless as otherwise provided by an alter-  8.  Cancellation
                          native payment plan in effect with the
                          State Farm Companies with respect to the   a.  How You May Cancel
                          premium for this policy, the premium is      You may cancel this policy by providing to
                          due and  payable in  full  on or before the   us advance notice of the date cancellation
                          first day of the policy period shown on the   is effective.  We may confirm the cancella-
                          most recently issued Declarations Page or    tion in writing.
                          Renewal Notice.
                       b.  The renewal premium for this policy will be   b.  How and When We May Cancel
                          based upon the rates in effect, the coverages   We  may cancel this policy  by  mailing a
                          carried, the applicable limits,  deductibles,   written  notice to the  most recent  policy
                          and other elements that affect the premium   address that  we have on record for the
                          that apply at the time of renewal.           named insured who is shown on the Decla-
                       c.  The premium for this policy  may vary       rations Page.  The notice will provide the
                                                                       date cancellation is effective.
                          based upon the purchase of other insurance
                          from the State Farm Companies.               (1) If we mail a cancellation notice:
                       d.  The premium for this policy is based upon      (a)  during the first 59 days following
                          information we have received from you or            this policy’s effective date; or
                          other sources.  You must inform us if any       (b)  because the premium  is not paid
                          information regarding the following is in-          when due,
                          correct or incomplete, or changes  during
                          the policy period, and  you must  answer        then the date cancellation is effective
                          questions we ask regarding the following:       will be at least 10 days after the date
                          (1)  Your car, or its use, including annual     we mail the cancellation notice.
                              mileage;                                    Otherwise, the date cancellation is effec-
                          (2) The persons who regularly drive your        tive will be at least 30 days after the date
                              car, including newly licensed family        we mail the cancellation notice.
                              members;                                 (2)  After this policy has been in force for
                          (3)  Your marital status; or                    more than 59 days, we will not cancel
                          (4)  The location where  your  car is pri-      this  policy before the end of the cur-
                                                                          rent policy period unless:
                              marily garaged.
                          If the above information or  any other in-      (a)  the premium  is not paid  when
                          formation used to determine the premium             due; or
                          is incorrect, incomplete, changes  during       (b)  the driver’s license of a named in-
                          the policy period, or is not provided to us         sured who is shown on the Decla-
                          when we ask, then we may decrease or in-            rations Page  has been under
                          crease the premium during the policy pe-            suspension or revocation at any
                          riod. If  we decrease  the premium  during          time during the policy period.  If
                          the policy period, then  we will provide a          there is more than one named in-
                          refund or a credit in the amount of the de-         sured,  but only one has had a
                          crease.  If we increase the premium during          driver’s license suspension or
                          the policy period, then  you  must pay the          revocation, then:
                          amount of the increase.                             (1)  we will not cancel for this
                   6.  Renewal                                                    reason; and
                       We agree to renew this policy for the next pol-        (2)  we may issue an endorsement
                       icy period upon  payment of the renewal pre-               removing all coverage  for
                       mium when due, unless we mail a nonrenewal                 that  person while  operating
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