Page 27 - HEADING TEXT

4. FOR DEATH, DISMEMBERMENT, LOSS f. DISEASE except pus-forming infection
OF SIGHT, OR TOTAL DISABILITY THAT due to bodily injury sustained in the acci-
RESULTS FROM: dent.
a. WAR OF ANY KIND; Our Payment Options – Death, Dismemberment
b. NUCLEAR REACTION, RADIATION and Loss of Sight Coverage and Loss of Earn-
OR RADIOACTIVE CONTAMINATION ings Coverage
FROM ANY SOURCE, OR THE
ACCIDENTAL OR INTENTIONAL We may, at our option, make payment to one or
DETONATION OF, OR RELEASE OF more of the following:
RADIATION FROM, ANY NUCLEAR 1. The insured;
OR RADIOACTIVE DEVICE;
c. THE DISCHARGE OF A FIREARM; 2. The insured’s surviving spouse;
d. EXPOSURE TO FUNGI; 3. A parent or guardian of the insured, if the in-
sured is a minor or an incompetent person; or
e. SUICIDE OR ATTEMPTED SUICIDE
REGARDLESS OF WHETHER THE IN- 4. A person or organization authorized by law to
SURED WAS SANE OR INSANE; OR receive such payment.

INSURED’S DUTIES
1. Notice to Us of an Accident or Loss unless authorized by the terms of this policy.
The insured must give us or one of our agents c. Any person or organization making claim
notice of the accident or loss as soon as rea- under this policy must, when we require,
sonably possible. The notice must give us: give us proof of loss on forms we furnish.
a. your name; 4. Questioning Under Oath
b. the names and addresses of all persons in- Under:
volved in the accident or loss;
c. the hour, date, place, and facts of the acci- a. Liability Coverage, each insured;
dent or loss; and b. Medical Payments Coverage, Uninsured
d. the names and addresses of witnesses to Motor Vehicle Coverage, Underinsured
the accident or loss. Motor Vehicle Coverage, Death, Dismem-
2. Notice to Us of a Claim or Lawsuit berment and Loss of Sight Coverage, or
a. If a claim is made against an insured, then Loss of Earnings Coverage, each insured,
or any other person or organization mak-
that insured must immediately send us
every demand, notice, and claim received. ing claim or seeking payment; and
b. If a lawsuit is filed against an insured, then c. Physical Damage Coverages, each insured
that insured must immediately send us every or owner of a covered vehicle, or any other
summons and legal process received. person or organization making claim or
seeking payment;
3. Insured’s Duty to Cooperate With Us must, at our option, submit to an examination
a. The insured must cooperate with us and, under oath, provide a statement under oath, or
when asked, assist us in: do both, as reasonably often as we require.
(1) making settlements; Such person or organization must answer ques-
(2) securing and giving evidence; and tions under oath, asked by anyone we name,
(3) attending, and getting witnesses to at- and sign copies of the answers. We may re-
tend, depositions, hearings, and trials. quire each person or organization answering
questions under oath to answer the questions
b. The insured must not, except at his or her with only that person’s or organization’s legal
own cost, voluntarily: representative, our representatives, any person
(1) make any payment to others; or or persons designated by us to record the ques-
(2) assume any obligation to others tions and answers, and no other person present.
27
9825A