Page 24 - HEADING TEXT

water, flood, total or partial theft, malicious If similar coverage provided by one or more
mischief, vandalism, riot, civil commotion, sources other than the State Farm Companies
or hitting or being hit by a bird or an animal; also applies as primary coverage for the same
or loss or expense, then the State Farm Compa-
b. loss caused by collision to another part of nies will pay the proportion of the loss or ex-
the covered vehicle causes loss to tires; pense payable as primary that the maximum
amount that may be paid by the State Farm
18. REMOVABLE PRODUCTS USED FOR Companies bears to the sum of such amount
STORAGE OF AUDIO, VIDEO, OR OTHER and the limits of all other similar coverage that
DATA, INCLUDING BUT NOT LIMITED TO applies as primary coverage.
TAPES, DISCS, AND MEMORY CARDS, 4. Except as provided in 3. above, the physical
NOR IS THERE COVERAGE FOR THE RE- damage coverages provided by this policy ap-
CONSTRUCTION OF DATA CONTAINED ply as excess coverage.
THEREIN;
19. ANY EQUIPMENT USED TO DETECT OR If similar coverage provided by one or more
sources other than the State Farm Companies
INTERFERE WITH SPEED MEASURING also applies as excess coverage for the same
DEVICES; loss or expense, then the State Farm Compa-
20. A CAMPER, INCLUDING ITS PARTS AND nies will pay the proportion of the loss or ex-
ITS EQUIPMENT, THAT IS: pense payable as excess that the maximum
a. DESIGNED TO BE MOUNTED ON A amount that may be paid by the State Farm
Companies bears to the sum of such amount
PICKUP TRUCK; and the limits of all other similar coverage that
b. OWNED BY AN INSURED; AND applies as excess coverage.
c. NOT SHOWN ON THE DECLARA- Financed Vehicle
TIONS PAGE; OR 1. If a creditor is shown on the Declarations Page,
21. ANY COVERED VEHICLE WHILE IT IS: then any Comprehensive Coverage or Collision
a. BEING PREPARED FOR, USED IN Coverage provided by this policy applies to
that creditor’s interest in your car. Coverage
PRACTICE FOR, OR OPERATED IN for the creditor’s interest is only provided for a
ANY RACING CONTEST, SPEED CON- loss that is payable to you.
TEST, HILL-CLIMBING CONTEST,
JUMPING CONTEST, OR ANY SIMI- However, if this policy is cancelled or nonre-
LAR CONTEST; OR newed, then we will provide coverage for the
b. ON A TRACK DESIGNED PRIMARILY creditor’s interest until we notify the creditor of
the termination of such coverage. This cover-
FOR RACING OR HIGH-SPEED DRIV- age for the creditor’s interest is only provided
ING. This exclusion (21.b.) does not apply for a loss that would have been payable to you
if the vehicle is being used in connection if this policy had not been cancelled or nonre-
with an activity other than racing, high- newed. The date such termination is effective
speed driving, or any type of competitive will be at least 10 days after the date we mail or
driving. electronically transmit a notice of the termina-
If Other Physical Damage Coverage or Similar tion to the creditor.
Coverage Applies 2. If we pay such creditor, then we are entitled to
1. If the same loss or expense is payable under the creditor’s right of recovery against you to
more than one of the physical damage cover- the extent of our payment. Our right of recov-
ages provided by this policy, then only the one ery does not impair the creditor’s right to re-
coverage that pays the most for that loss or ex- cover the full amount of its claim.
pense applies. Our Payment Options
2. If any of the physical damage coverages pro- 1. Comprehensive Coverage and Collision
vided by this policy and one or more other Coverage
policies issued to an insured by the State Farm a. We may, at our option, make payment to
Companies apply to the same loss or expense, one or more of the following for loss to a
then only one policy applies. We will select a covered vehicle owned by you:
policy that pays the most for the loss or ex-
pense. (1) You;
3. The physical damage coverages provided by (2) The repairer; or
this policy apply as primary coverage for a loss (3) A creditor shown on the Declarations
to your car. Page, to the extent of its interest.
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