Page 20 - HEADING TEXT

2. Collision Coverage The amount of any such daily rental
We will pay for loss caused by collision to a charge incurred by you must be reported
covered vehicle. to us before we will pay such amount.
3. Emergency Road Service Coverage b. Travel Expenses
We will pay the fair cost incurred by an insured We will pay expenses for commercial
for: transportation, lodging, and meals if your
a. up to one hour of labor to repair a covered car or a newly acquired car is not drivable
vehicle at the place of its breakdown; as a result of a loss which would be pay-
able under Comprehensive Coverage or
b. towing to the nearest repair facility where Collision Coverage. The loss must occur
necessary repairs can be made if a covered more than 50 miles from your home. We
vehicle is not drivable; will only pay these expenses if they are in-
c. towing a covered vehicle out of a location curred by:
where it is stuck if the vehicle is on or
immediately next to a public road; (1) an insured during the period that:
d. delivery of gas, oil, battery, or tire neces- (a) starts after the loss occurs; and
sary to return a covered vehicle to driving (b) ends on the earlier of:
condition. We do not pay the cost of the
gas, oil, battery, or tire; and (i) the insured’s arrival at his or
her destination or home if the
e. up to one hour of labor for locksmith ser- vehicle is left behind for re-
vices to unlock a covered vehicle if its key pairs; or
is lost, stolen, or locked inside the vehicle. (ii) the repair of the vehicle if the
4. Car Rental and Travel Expenses Coverage insured waits for repairs be-
a. Car Rental Expense fore continuing on to his or
her destination or returning
We will pay the daily rental charge in- home; and
curred when you rent a car from a car
business while your car or a newly ac- (2) you, or any person you choose, to
quired car is: travel to retrieve the vehicle and drive
it to either the original destination or
(1) not drivable; or your home if the vehicle was left be-
(2) being repaired hind for repairs.
as a result of a loss which would be pay- These expenses must be reported to us be-
able under Comprehensive Coverage or fore we will pay such incurred expenses.
Collision Coverage. c. Rental Car – Repayment of Deductible
We will pay this daily rental charge in- Expense
curred during a period that: We will pay the comprehensive deductible
(1) starts on the date: or collision deductible an insured is re-
(a) the vehicle is not drivable as a re- quired to pay the owner of a car rented
sult of the loss; or from a car business.
(b) the vehicle is left at a repair facil- Supplementary Payments – Comprehensive
ity if the vehicle is drivable; and Coverage and Collision Coverage
(2) ends on the earliest of: If the covered vehicle sustains loss for which we
make a payment under Comprehensive Coverage or
(a) the date the vehicle has been re- Collision Coverage, then we will pay reasonable
paired or replaced; expenses incurred to:
(b) the date we offer to pay for the loss 1. tow the covered vehicle immediately after the loss:
if the vehicle is repairable but you
choose to delay repairs; or a. for a reasonable distance from the location of
(c) five days after we offer to pay for the loss to any one repair facility chosen by
the loss if the vehicle is: an insured or the owner of the covered vehi-
cle, if the covered vehicle is not drivable; or
(i) a total loss as determined by
us; or b. to any one repair facility or commercial
storage facility, neither of which was cho-
(ii) stolen and not recovered. sen by an insured or the owner of the
20
9825A