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b.  We  may, at our option, make payment to   2.  Emergency Road Service Coverage and Car
                          one or more of the following for loss to a   Rental and Travel Expenses Coverage
                          covered vehicle not owned by you:        We may, at our option, make payment to one or
                          (1)  You;                                more of the following:
                                                                   a.  You;
                          (2)  The owner of such vehicle;          b. The insured who incurred the expense; or
                          (3)  The repairer; or                    c.  Any  party that provided the service for
                          (4)  A creditor, to the extent of its interest.   which payment is owed.



                              DEATH, DISMEMBERMENT AND LOSS OF SIGHT COVERAGE
                                          AND LOSS OF EARNINGS COVERAGE
                   DEATH, DISMEMBERMENT  AND LOSS OF            Death, Dismemberment  and Loss of Sight
                   SIGHT COVERAGE                               Benefits Schedules
                   This policy provides Death,  Dismemberment  and   If the amount shown on the Declarations Page for the
                   Loss  of Sight Coverage if “S” is shown  under   insured  is $5,000, then  we  will pay the applicable
                   “SYMBOLS” on the Declarations Page.          benefit shown below for death or for the described
                                                                dismemberment or permanent loss of sight:
                   Additional Definition                        Death                              $5,000
                   Insured means a person whose name is shown under   Loss of both hands; both feet; all sight of   $5,000
                   “Death, Dismemberment and Loss of Sight Coverage   both eyes; one hand and one foot; or one
                   – Persons Insured” on the Declarations Page.   hand or one foot and all sight of one eye
                                                                Loss of one hand or one foot; or all   $2,500
                   Insuring Agreement                           sight of one eye
                   We will pay the highest applicable benefit shown in   Loss of the thumb and a finger  on   $1,500
                   the following Death, Dismemberment and Loss of   one hand; or any three fingers
                   Sight Benefits Schedules if an insured:      Loss of any two fingers            $1,000
                   1. dies; or                                  The hand must be cut off through or above the wrist.
                                                                The foot must be cut off through or above the ankle.
                   2.  suffers  dismemberment or permanent loss of   The whole thumb or finger must be cut off.
                       sight, as described in the schedule
                                                                If the amount shown on the Declarations Page for the
                   as the direct result of an accident that involves the   insured is $10,000, then we will pay the applicable
                   use of a land motor vehicle or any type of trailer as   benefit shown below for death or for the described
                   a vehicle and not due to any other cause.    dismemberment or permanent loss of sight:
                   The  insured must  be occupying or  be struck as a   Death                     $10,000
                   pedestrian by a land motor vehicle or any type of   Loss of both hands; both feet; all sight of   $10,000
                   trailer at the time of the accident.  The death, dis-  both eyes; one hand and one foot; or one
                   memberment, or permanent loss of sight must occur   hand or one foot and all sight of one eye
                   within 90 days immediately following the date of   Loss of one hand or one foot; or all   $5,000
                   the accident.                                sight of one eye
                   Benefit                                      Loss of the thumb and a finger  on   $3,000
                                                                one hand; or any three fingers
                   The  applicable  benefit shown in the schedule is   Loss of any two fingers     $2,000
                   the most we will pay for any one insured in any
                   one accident.   Any benefit paid  or payable  for   The hand must be cut off through or above the wrist.
                   dismemberment or permanent loss of sight reduces   The foot must be cut off through or above the ankle.
                   the death benefit.                           The whole thumb or finger must be cut off.
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                                                           9825A
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