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THAT CAR TO A PERSON OR ORGANIZA-               OF SELLING, REPAIRING OR SERVIC-
                       TION UNDER  AN  ACTUAL OR  PRE-                 ING MOTOR VEHICLES; AND
                       SUMED SALES AGREEMENT;                      b. LOANED  TO  AN INSURED FOR
                   6. ANY  COVERED VEHICLE TO THE  EX-                 DEMONSTRATION PURPOSES OR AS
                       TENT  OUR  PAYMENT WOULD  BENEFIT               A REPLACEMENT FOR  YOUR CAR
                       ANY CARRIER OR OTHER BAILEE  FOR                WHILE IT IS OUT  OF USE  DUE  TO
                       HIRE  THAT IS LIABLE FOR  LOSS TO               BREAKDOWN, REPAIR  OR SERVIC-
                       SUCH COVERED VEHICLE;                           ING;
                   7.  LOSS TO ANY  COVERED VEHICLE DUE         14. ANY NON-OWNED CAR WHILE IT IS:
                       TO FUNGI.  The exclusion does not apply if   a.  BEING MAINTAINED OR USED BY
                       the fungi are the direct result of a loss payable   ANY PERSON WHILE THAT PERSON
                       under:                                          IS EMPLOYED IN  OR ENGAGED IN
                       a.  Comprehensive Coverage and your car is      ANY WAY IN A CAR BUSINESS; OR
                          insured for Comprehensive  Coverage  un-  b.  USED IN  ANY BUSINESS OR OCCU-
                          der this policy; or                          PATION OTHER  THAN  A  CAR BUSI-
                       b.  Collision Coverage and your car is insured   NESS.   This  exclusion (14.b.) does not
                          for Collision Coverage under this policy;    apply to a private passenger car;
                   8.  TESTING OR REMEDIATION  OF  FUNGI,       15.  ANY PART OR EQUIPMENT OF  A
                       REGARDLESS OF  WHETHER  OR NOT              COVERED VEHICLE  IF  THAT PART OR
                       THE FUNGI ARE THE DIRECT RESULT OF          EQUIPMENT:
                       A  LOSS  THAT IS PAYABLE UNDER  ANY         a.  FAILS OR IS DEFECTIVE; OR
                       OF  THE  PHYSICAL DAMAGE COVER-
                       AGES;                                       b.  IS  DAMAGED AS A  DIRECT  RESULT
                   9.  LOSS TO ANY COVERED VEHICLE THAT                OF:
                       RESULTS FROM:                                   (1) WEAR AND TEAR;
                       a. NUCLEAR REACTION;                            (2) FREEZING; OR
                       b.  RADIATION OR RADIOACTIVE CON-               (3) MECHANICAL,  ELECTRICAL,  OR
                                                                          ELECTRONIC BREAKDOWN  OR
                          TAMINATION FROM  ANY SOURCE;                    MALFUNCTION
                          OR
                       c. THE ACCIDENTAL OR INTENTIONAL                OF THAT PART OR EQUIPMENT.
                          DETONATION OF, OR  RELEASE OF            This exclusion does not apply if the loss is the
                          RADIATION FROM,  ANY  NUCLEAR            result of theft of the covered vehicle;
                          OR RADIOACTIVE DEVICE;                16.  ANY PART OR EQUIPMENT:
                   10.  LOSS TO ANY COVERED VEHICLE THAT           a.  THAT IS NOT LEGAL FOR USE IN OR
                       RESULTS FROM THE TAKING OF OR SEI-              ON THE COVERED VEHICLE IN THE
                       ZURE OF  THAT  COVERED VEHICLE BY               JURISDICTION WHERE THE  COV-
                       ANY GOVERNMENTAL AUTHORITY;                     ERED VEHICLE IS REGISTERED; OR
                   11.  LOSS TO ANY COVERED VEHICLE THAT           b.  THE USE OF  WHICH IS NOT LEGAL
                       RESULTS FROM WAR OF ANY KIND;                   IN THE  JURISDICTION  WHERE THE
                   12.  YOUR CAR WHILE SUBJECT TO ANY:                 COVERED VEHICLE IS REGISTERED
                       a. LIEN AGREEMENT;                              BECAUSE OF HOW OR WHERE THAT
                                                                       PART OR EQUIPMENT IS INSTALLED
                       b. RENTAL AGREEMENT;                            IN OR ON THE COVERED VEHICLE.
                       c. LEASE AGREEMENT; OR                      However, if there is a legal version of the part
                       d. SALES AGREEMENT                          or equipment that is necessary for the safe op-
                                                                   eration of the covered vehicle, then we will pay
                       NOT  SHOWN ON  THE DECLARATIONS             the cost that we would otherwise have paid to
                       PAGE;                                       repair the vehicle with the legal version of the
                   13. ANY TEMPORARY SUBSTITUTE CAR OR             part  or equipment.   We will not  pay any  cost
                       NON-OWNED CAR UNDER COMPRE-                 necessary to modify the vehicle for installation
                       HENSIVE COVERAGE OR COLLISION               of the legal version of the part or equipment;
                       COVERAGE IF SUCH CAR IS:                 17.  TIRES.  This exclusion does not apply if:
                       a.  OWNED BY A  PERSON OR ORGANI-           a.  loss is caused by missiles, falling  objects,
                          ZATION ENGAGED IN THE BUSINESS               windstorm, hail, fire, explosion, earthquake,
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                                                           9825A
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