Page 26 - AR DPBM-2016--SMALL

Ikhtisar Utama Laporan Manajemen Profil Dana Pensiun Bank Mandiri

Key Financial Highlights Management Report Dana Pensiun Bank Mandiri Profile

Rasio Keuangan
Financial Ratios
2016 2015 2014 2013 2012
Return on Investment (ROI)| Return on Investment (ROI)
Tanpa Selisih Penilaian Investasi (SPI) | Without Difference in Investment Value (SPI) 7,97% 7,57% 9,95% 9,20% 13,59%
Dengan Selisih Penilaian Investasi (SPI) | With Difference in Investment Value (SPI) 9,94% 6,90% 18,20% (1,92)% 18,42%
Return on Assets (ROA) | Return on Assets (ROA)
Tanpa Selisih Penilaian Investasi (SPI) | Without Difference in Investment Value (SPI) 7,95% 7,60% 9,87% 9,10% 13,41%
Dengan Selisih Penilaian Investasi (SPI) | With Difference in Investment Value (SPI) 9,91% 6,92% 18,06% (1,90)% 18,19%
Rasio Solvabilitas | Solvability Ratio 100,72% 101,80% 102,73% 94,46%*) 105,41%
Cost Efficiency Ratio (CER) | Cost Efficiency Ratio (CER) 4,25% 3,65% 2,61% 2,54% 1,65%
Ratio Total Investasi dibanding Aset Neto | Total Investment to Net Assets Ratio 99,29% 101,22% 99,54% 98,79% 98,95%
*) Tahun 2013 Ratio Solvabilitas berada dibawah 100% hal ini lebih dikarenakan *) In 2013 the Solvency Ratio was below 100% due to the market conditions in
kondisi pasar pada tahun tersebut yang mengalami tekanan dan menyebabkan the year having experienced pressure and causing the SPI position to reach minus
posisi SPI minus Rp224.961,73 juta sehingga Jumlah Aset Neto menjadi lebih kecil Rp224,961.73 million so that Net Assets were lower than Pension Benefit Liabilities.
jika dibandingkan Liabilitas Manfaat Pensiun.

Return on Investment (ROI) tanpa Selisih Penilaian Investasi (SPI) Return on Investment (ROI) dengan Selisih Penilaian Investasi (SPI)
Return on Investment (ROI) without Difference in Investment Value (SPI) Return on Investment (ROI) with Difference in Investment Value(SPI)

13,59%
18,42% 18,20%
9,95%
9,20%
7,97%
7,57% 9,94%
6,90%

(1,92)%

(dalam persentase) (in percentage) (dalam persentase) (in percentage)

Return on Assets (ROA) tanpa Selisih Penilaian Investasi (SPI) Return on Assets (ROA) dengan Selisih Penilaian Investasi (SPI)
Return on Assets (ROA) without Difference in Investment Value (SPI) Return on Assets (ROA) with Difference in Investment Value (SPI)

13,42%
18,19%
18,06%
9,87%
9,10%
7,60% 7,95%
9,91%
6,92%

(1,90)%

2012 2013 2014 2015 2016
(dalam persentase) (in percentage) (dalam persentase) (in percentage)

26 Laporan Tahunan 2016 Annual Report | Dana Pensiun Bank Mandiri