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Accident Insurance


                                          Preferred Plan






                                          You never expect an accident to happen. But if it does, your focus should be on
                                          recovery — not medical bills. Colonial Life accident insurance can help cover
                                          medical costs. Whether the accident is as simple as a cut hand from a fall or as
                                          complex as a car accident, you can count on us to support you.





       OUR COVERAGE INCLUDES:                                           Milo was running on the playground when
                                                                        he tripped and injured his hand.
        „    Benefits payable
           directly to you
        „   No medical questions                   URGENT CARE CENTER VISIT
           to qualify for coverage                 Milo went to an urgent care center   MILOʼS BENEFITS

        „    Coverage for simple                   and received immediate care.
           and complex injuries                                                   With Colonial Life accident benefits, Milo’s
        „    Benefits payable,                     DIAGNOSTIC PROCEDURE           parents were able to pay the annual
                                                                                  deductible and co-payments.
                                                   The doctor ordered an X-ray
           regardless of other                     and discovered Milo had
           insurance                               fractured his hand.            Accident emergency treatment   $125
        „   Worldwide coverage                     LACERATION                     X-ray                       $40

        „    Keep coverage no                      The doctor also found that Milo
           matter where you go                     had a cut on his hand.         Laceration (no stitches)    $30
        „    Works alongside your                                                 Fracture (hand)            $475
           health savings account                  MEDICAL EQUIPMENT
           (HSA)                                   Milo was discharged with a splint.  Medical equipment (splint)  $40
                                                                                  Accident follow-up treatment
                                                   DOCTORʼS OFFICE VISIT          (3 visits)                 $165
                                                   Over the next several weeks,
      All of this can help you get                 he had three follow-up                             Total:  $875
      back on your feet.                           appointments with his doctor.

                                                   For illustrative purposes only.
                                                   Benefit amounts may vary and may not cover all expenses. The policy has exclusions and limitations.





                                                                                                    IAC4000 – PREFERRED PLAN
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