Page 2 - B2BAAG01_Affinity Trifold

The Challenge Q&A More than core values.
Words we live by!

As 76 million baby boomers near the end of their working lives, the nation is What if you could… How will AAG engage with our employees and retirees?
1
facing an imminent retirement financial crisis. Caring
3 Relieve financial stress on your employees and retirees caused by Your employees and retirees will have a dedicated AAG Professional
Did you know… anticipating retirement income gaps assigned as a single point of contact for your program.

Over the past year, 3 out of 10 baby boomers postponed their plans to retire, 3 Provide solutions for your employees that are weighed down by their Driven
with 26% anticipating retirement at age 70 or later . obligation to support aging parents or family members Executing a 12-month plan, your AAG team will deliver
2
our engaging financial educational presentation in one or more
3 Supplement your financial education programs to include strategies for of the following formats on-site at your company: Ethical
integrating home equity into retirement income strategies
24% 55% 42%

Be the solution to overcoming your employees’ retirement crisis

baby boomers baby boomers have baby boomers
confident in their some retirement have less than The Home Equity Conversion Why AAG?
savings 2 savings 2 $100,000 2
Mortgage (HECM) Loan 9
These same individuals have over $6.1 trillion tied up in home equity . 1. With over 24% market share , AAG is the industry leader
3
Home Equity Conversion Mortgage loans.
3 A strategic financial tool
Staff Meetings 10
3 A solution for poor market performance, supplementing income for An in person or virtual presentation during a regularly 2. AAG boasts a 97% customer satisfaction rating .
Could your organization provide the educational medical care, bridging the social security gap, and many other uses scheduled staff meeting.

resources for them to retire with the security and peace of 3. Loan Specialists with experience coming to your locatio
mind they’ve imagined? personal attention to you and your employees.
3A solution to the financial challenge of relocating and right-sizing
3 A valuable part of a comprehensive financial plan Seminar 4. Innovator of strategies and tools designed to enrich re
for seniors, by providing liquidity and access to home
3 More than 1 in 6 American workers are also caregivers , and 28% of them In coordination with your HR/Benefits department, AAG will most valuable retirement asset.
4
report that they believe their employers are unaware of their care-giving The HECM is perhaps the most misunderstood and underutilized retirement send out an invite to all your employees and retirees inviting
5
status . planning tool. It is a non-recourse loan insured by the Federal Housing them to a special financial education presentation. 5. Commitment to enhancing our communities through the AAG
Administration (FHA) that enables borrowers age 62 or better to access Foundation.
3 53% of workers say that retirement planning programs would be helpful in the equity in their homes in the form of a lump sum, monthly payments, or
6
increasing their productivity at work . through a line of credit. Although borrowers are still required to pay their Lunch & Learn
property taxes, homeowners insurance, and maintain the condition of the An AAG representative can be available during lunch time Our partnership with your company
3 The cost to employers due to lost productivity of property, they are generally not required to make monthly mortgage or to present to your employees.
employee caregivers is as high as $33 billion . interest payments until the home is sold or the last borrower moves out of is designed specifically to enhance your
7
the home. employee benefits value proposition,
3 How many of your employees might need help
knowing what financial solutions are available in Benefits Fair at NO COST to you.
caring for aging parents? An AAG representative will participate in your yearly Open
Orientation Health Fair so we can educate your employees
3 How could your retirees benefit from knowing there about strategic uses of home equity.
are still financial solutions available to them? How do we get started?

At AAG, we receive over 50,000 inquiries a month about Home Please contact Name,
8
Equity Conversion Mortgages. Your employees are asking about it, Webinars Title, at Phone or email to get your company enrolled in t
wouldn’t you like to provide them with answers and resources? Employees and retirees may access our library of AAG Affinity Program.
LICENSED IN 49 STATES educational webinars.