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                                                                                                                                                                                                               1. The Baby Boom Cohort in the United States: 2012 to 2060. Retrieved May 24, 2017,
                                                                                                                                                                                                               from https://www.census.gov/prod/2014pubs/p25-1141.pdf
                                                                                                                                                                                                               2. Trouble Ahead! Baby Boomers’ Retirement Outlook on the Decline. Retrieved May 24,
                                                                                                                                                                                                               2017, from http://irionline.org/newsroom/newsroom-detail-view/trouble-ahead!-baby-
                                                                                                                                                                                                               boomers-retirement-outlook-on-the-decline
                                                                                                                                                                                                               3. Senior Home Equity Reached $6.1 Trillion in Q3 2016. Retrieved on May 24, 2017,
                                                                                                                                                                                                               from https://www.nrmlaonline.org/about/press-releases/senior-home-equity-reached-6-
                                                                                                                                                                                                               1-trillion-q3-2016
                                                                                                                                                                                                               4. More Than One in Six American Workers Also Act as Caregivers. Retrieved on May
                                                                                                                                                                                                               24, 2017, from http://www.gallup.com/poll/148640/one-six-american-workers-act-
                                                                                                                                                                                                               caregivers.aspx
                                                                                                                                                                                                               5. Caregiving Costs U.S. Economy $25.2 Billion in Lost Productivity. Retrieved on May
                                                                                                                                                                                                               24, 2017, from http://www.gallup.com/poll/148670/caregiving-costs-economy-billion-
                                                                                                                                                                                                               lost-productivity.aspx
                                                                                                                                                                                                               6. The 2017 Retirement Confidence Survey: Many Workers Lack Retirement Confidence
                                                                                                                                                                                                               and Feel Stressed About Retirement Preparations. Retrieved May 24, 2017, from, https://
                                                                                                                                                                                                               www.ebri.org/pdf/briefspdf/EBRI_IB_431_RCS.21Mar17.pdf
                                                                                                                                                                                                               7. Caregiver Statistics: Work and Caregiving. Retrieved, May 24, 2017, from https://www.
                                                                                                                                                                                                               caregiver.org/caregiver-statistics-work-and-caregiving
                                                                                                                                                                                                               8. Based on American Advisors Group inquiry data from January 1, 2016 and December
                                                                                                                                                                                                               31, 2016.
                                                                                                                                                                                                               9. HECM Originators (FHA & Non-FHA) Industry Summary HECMs endorsed through
                                                                                                                                                                                                               March 2017. Retrieved May 24, 2017, from http://www.rminsight.net/wp-content/
                                                                                                                                                                                                               uploads/2017/05/Originators_201703.pdf
                                                                                                                                                                                                               10. Based on American Advisors Group customer surveys between June 1, 2013 and
                                                                                                                                                                                                               February 28, 2017.

                                                                                                                                                                                                               For Human Resources professionals only – not intended for distribution
                                                                                                                                                                                                               to the general public. American Advisors Group, NMLS #9392,
                                                                                                                                                                                                               headquartered at 3800 W. Chapman Ave., 3rd & 7th Floors, Orange, CA
                                                                                                                                                                                                               92868. License information on www.nmlsconsumeraccess.org or www.
                                                                                                                                                                                                               americanadvisorsgroup.com/disclosure.
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