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         Peace of mind is affected by money. Most worry, stress and anxiety are caused by money
         worries. Money, or rather the lack of it is a cause of many health and relationship problems.
         One of the main causes for divorce is arguments over money. You therefore owe it to yourself to
         develop your talents and abilities to the point where you know that you can earn enough
         money so that you don’t have to worry about it. For some people £10,000 will be right, for others
         £100,000 wouldn’t be enough. You cannot be free until and unless you have enough money so
         that you are no longer preoccupied with it.

         Satisfying and fulfilling work

         “When you cease to make a contribution, you begin to die”. Eleanor Roosevelt 1884-1962,
         American First Lady,

         People need satisfying or fulfilling work to experience a feeling of being productive and of
         making a difference to the world. This should not be drudgery. Doing it should give the individual
         a sense of achievement and contributes towards high self esteem and self worth. It has been
         shown that an absence of fulfilling, rewarding work is a major factor affecting the long term
         self-worth of the individual.
         Fulfilling work helps us feel we are moving towards realising our potential in life. A lack of work
         erodes our confidence, and makes us feel, even at a subconscious level, that we are failing to
         make a valid contribution to our lives and the lives of those important to us.

         A Japanese study of the relationship between work hours and heart attack risk revealed that
         men who worked less than 7 hours a day in an emotionally unfulfilling job, were at increased risk
         of heart attack, and those who, on average worked 11 hours or more a day had twice the risk
         of heart attack. The number of hours you are working might translate into poorer health over a
         long period of time. Clearly it’s a matter of getting the balance right. If you are overworking, try
         to take steps to cut back or find time during the day for meaningful breaks.

         As you will hear in the Human Needs lecture, the five key needs of every human being are
         influenced by the existence or lack of satisfying work in the lives of us all.

         “The object of living is work, experience, and happiness. There is joy in work. All that
         money can do is buy us someone else's work in exchange for our own. There is no

         happiness except in the realization that we have accomplished something”. Henry Ford
         1863-1947, American Industrialist, Founder of Ford Motor Company.

         9. Worthy goals and ideals  Concentration camp survivor, psychologist and author Dr Viktor E
         Frankl, (author of Man’s Search for Meaning), said that our deepest subconscious drive is to
         identify and pursue our meaning and purpose in life. Frankl spent the war years confined to
         Auchwitz concentration camp where he observed that only 1 in 28 of the inmates survived the
         ordeal. Those that survived were no fitter, no healthier and no more intelligent than those that
         did not survive. What they did possess though was a strong and definite purpose in life, a reason
         to live. To be truly happy, you need a clear sense of purpose in life.
         The key to any progress on the path to increased happiness is having a set of defined goals.
         These goals would be for all the major aspects of your life - health, financial, relationships etc.
         and would be for various time periods i.e. you need to have a goals about where you see

         yourself at the end of your life and then develop a set of intermediate goals.
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