Page 30 - Final-Policies and Procedures Guide_9-5-17_Neat

V.

PERSONNEL BENEFITS AND INSURANCE PLANS

All full-time, regular employees and, as mandated under the Affordable Care Act, part-time
employees who work an average 30 hours per week or more per year, are eligible to
participate in Molzen Corbin’s medical coverage insurance. Certain other types of additional
group insurance are available to all full-time, regular employees. Dependent coverage is
available on an optional basis at personal cost. Eligible employees who wish to participate
in group health insurance, dental insurance, or disability insurance should consult with
Human Resources to obtain written information about this offer of coverage. Each is covered
in detail in a separate brochure that is part of your employee information packet. Some of
the benefits discussed below are mandated by Federal and/or State law.

A. SOCIAL SECURITY

The federal social security program provides certain old-age and disability assistance
benefits. Molzen Corbin contributes an amount as required by federal law.

B. WORKER’S COMPENSATION

In accordance with federal and state laws, Worker’s Compensation Insurance is
carried on all employees by Molzen Corbin at no expense to you to protect you in
the event of your being injured while on the job. The terms of this coverage require
that an injury report be filed immediately. Such injury reports shall be filed with the
Human Resources Department.

C. GROUP MEDICAL INSURANCE

All full-time, regular employees and, as mandated under the Affordable Care Act,
part-time employees who work an average 30 hours per week or more per year, are
eligible for group medical insurance unless a waiver of coverage and reason for
waiver is signed by the employee. Currently, Molzen Corbin pays a percentage of
premium for individual medical and dental coverage and this percentage will be
reviewed/amended on an annual basis. Employees who choose to accept the offer of
coverage for medical and dental insurance through Molzen Corbin will pay the
balance of the premium to cover themselves and/or dependents. These amounts are
automatically deducted from employee paychecks.

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“Nothing in this guidebook changes the “at-will” nature of employment with Molzen Corbin. This guidebook is not an exhaustive statement of all rights and
responsibilities of Molzen Corbin employees. Employees are directed to ask Human Resources for additional information about matters addressed in this
guidebook. Furthermore, nothing in this guidebook shall prohibit or is intended to interfere with the exercise of Employee rights under Section 7 of the
National Labor Relations.