Page 101 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 101

Evidence - CPC and Evidence Act - Insured had obtained insurance policy
by concealment of his previous ailment i.e. diabetes mellitus and Palloor on the
basis of the information contained in the application submitted by wife of the de-
ceased insured to the Deputy Commissioner Fatehabad and the attested copy of
the record of the treatment of the deceased at General Hospital Fatehabad duly
attested by the doctor - Contention that State Commission has committed a grave
error on relying upon the information contained in the aforesaid documents ig-
noring the fact that copies placed on record were not properly proved - As per the
scheme of the Consumer Protection Act, the consumer disputes are to be decided
summarily - Therefore, technical rules of CPC and Evidence Act are not applica-
ble to the consumer cases provided the principles of natural justice are followed -
Otherwise also, original of Ex. R-4 was submitted by wife of the deceased to the
Deputy Commissioner Fatehabad.

Diabetes Mellitus - Contention that even if the insured was suffering from
Diabetes Mellitus, it had no nexus with the heart problem which was cause of the
death - We do not find merit in this contention - As per medical science, Diabetes
is a killer disease and if not properly controlled and cured it can result in hyper
tension as also lead to heart problem or failure of other organs.

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION PETITION NO. 533 OF 2017

(Against the Order dated 11/11/2016 in Appeal No. 170/2015 of the State Com-
mission Haryana)

1. SONU
S/O. LT. SURESH KUMAR, R/O. VILLAGE
BHUTHAN KALAN, TEHSIL AND
DISTRICT-FATEHABAD
HARYANA ...........Petitioner(s)

Versus
1. BIRLA SUN LIFE INSURANCE COM-
PANY LIMITED & 2 ORS.
THROUGH ITS BRANCH OFFICE ABOVE
CANARA BANK, MS. AAKRITI MANOCHA
ASSISTANT MANAGER, LEGAL, G.T. ROAD,
FATEHABAD
DISTRICT-FATEHABAD
HARYANA ...........Respondent(s)

INDEX