Page 12 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 12

Suppression of material facts - Complaint has not denied the finding of the
Respondent that insured was suffering from Thalassemia since childhood - Merely
contended that death of the deceased was not due to Thalassemia - It has been
correctly observed by the State Commission in their impugned order that non-
disclosure of material facts by the deceased-insured, regarding his health at the
time filling up the proposal form renders the „Insurance Contract void‟ .
Held,
11. ..........undisputedly the deceased—insured had suppressed the material facts
regarding his health from the Respondent and did not mention these facts in the pro-
posal form while taking the insurance policy that he had been suffering from Thalas-
semia since childhood and had been taking treatment for that disease prior to the insur-
ance policy. Hence, I have no hesitation in holding that the deceased—insured, Sh.
Sachin Chhabra, had suppressed the material facts from the Respondent while taking
the insurance policy in question.

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION PETITION NO. 3405 OF 2017

(Against the Order dated 10/07/2017 in Appeal No. 868/2016 of the State Commission
Haryana)
WITH
IA/17325/2017(Stay),IA/17326/2017(Exemption from filing the Certified Copy)
1. PREM KUMAR CHHABRA
S/O SH. RAMJIDASS R/O HOPUSE NO. 270/17
ARYA NAGAR
ROHTAK ...........Petitioner(s)

Versus
1. LIFE INSURANCE CORPORATION LTD.
ROHTAK THROUGH ITS BRANCH / DIVI-
SIONAL MANAGAER DIVISION OFFICE
ROHTAK ...........Respondent(s)

BEFORE:
HON'BLE MRS. REKHA GUPTA,PRESIDING MEMBER

For the Petitioner : Mr. A.K. Goyal, Advocate

For the Respondent :

Dated : 04 Dec 2017
ORDER

INDEX