Page 147 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 147

has been produced to prove that her treatment in the aforesaid
hospital was undertaken after 29.1.1993 - Perusal of the letter

dated 02.6.1997 sent by the complainant to the insurer would
show that the treatment of the deceased in August, 1992 was ex-

pressly admitted by him in the aforesaid letter- No record from

the Tata Memorial Hospital or elsewhere has been produced by
the complainant to prove that the deceased has fully recovered af-

ter her surgery at Tata Memorial Hospital in Mumbai. - No dis-

charge summary has been filed by him though such a summary is
provided by every hospital to every patient undergoing surgery as

an Indoor Patient - Hold that the deceased was still suffering from
cancer at the time she obtained renewal of the insurance policy on

29.1.1993. ...42
Medical record - Bed head tickets and doctor‘s notes referred - Examina-

tion sheet of the Heart Hospital revealed that S was admitted in

that Hospital on 16-12-2010 with complaint of chest pain since
7:00 A.M. and at one end, it was written as ―DM/10 yrs‖ - Under

the caption ―past history‖ it was written as ―DM……yrs‖ , thus it
itself indicates controversy - Eexamination sheet revealed the

―advice‖ given by the doctor on admission of the insured and we
do not find any medication given for diabetes mellitus except it

was ordered that ―to start NTG drip‖ and patient was under ob-

servation. She died at 6:50 P.M. by cardiac arrest -Letter issued
by the Administrative Officer of Hospital states that ― according

to our hospital records, Late Mrs. Shail Devi was suffering from

Diabetes Mellitus for the last 10 years, as reported by the patient

INDEX