Page 145 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3

Suri’s - NCDRC ON LIFE INSURANCE 2017 145

from the Haryana Roadways in the year 2008, because of his
weak eyesight and that he was not drawing any pension - Com-

plainant had nowhere contradicted the version given by the OP
Insurance Company that the life assured was not a pensioner - It

is evident, therefore, that it was the duty of the life assured to

provide truthful and correct information to the Insurance Com-
pany at the time of filling up the proposal form - The contention

taken by the complainant that the form was filled by an agent,

does not provide him any benefit, because it has not been denied
that the said form was submitted by the life assured under his

own signatures. ...120
Material fact concealment - Not proved - Proposal form filled by the

th
complainant on 28 March, 2012 wherein the complainant in re-
sponse to the questionnaire pertaining to his health, particularly

regarding heath ailment and diabetes mellitus has answered in the

negative - Hospital record of 11.4.2013 wherein the concerned
doctor has recorded that the complainant visited his clinic with

history of pain in chest and uneasiness and that the patient was
advised ECG which showed some changes - There is also a men-

tion about diabetes mellitus-2 - This document, is of no avail to
the insurance company because the document is of the date after

the submission of the proposal form - Counsel for the petitioner

has failed to show any evidence which could lead us to the con-
clusion that prior to 28.3.2012 the complainant was found suffer-

ing from any heart ailment or diabetes mellitus. ...25

Medical Certificates issued by Doctors - Dr. Rajendra Kumar is

INDEX