Page 66 - Suri’s - NCDRC ON LIFE INSURANCE 2017 V1.3
P. 66

Suri’s - NCDRC ON LIFE INSURANCE 2017                    66



                                                         Where  as  in  the  policy  copy  K  Pad-
                                                         mavathi is noted as daughter. She is not
                                                         legally blessed with deceased. She is the
                                                         daughter of deceased wife‟s sister.
                                                           During the course of investigation, I
                                                         went to neighbours house and enquired
                                                         about the reliabilities in the above said
                                                         death  claim  of  Mr  R  Ramaiah.  Later  I
                                                         interacted with Dr K Venkateswara Rao
                                                         who  treated  the  deceased  and  issued
                                                         certificate confirming that the deceased
                                                         took  treatment  on  04.05.2009  and  the
                                                         same  was  notarised.  And  in  the  next
                                                         step,  I  went  to  claimant‟s  house  and
                                                         inquired about the occurrence and col-
                                                         lected  the  necessary  documents  from
                                                         them. I found one lab test report which
                                                         was taken on 04.05.2009. I am herewith
                                                         submitting  all  the  documents  for  your
                          Investigator‟s comments        further determination.

                                                         (i) Voter ID card of deceased
                                                           (ii) Death certificate of deceased
                                                           (iii)Lab  investigation  report  taken
                                                         on 04.05.2009
                                                           (iv)Doctors  certificate  with  nota-
                                                         rised
                                                           (v)Copy of pass book of deceased
                                                           (vi) Voter ID Card of claimant
                                                           (vii)Addressing letter from claimant
                                                           (viii)  House  hold  card  of  the
                                                         neighbours and their statements
                                                           (ix) Policy copy along with proposal
                                                         form.
                                                           During  the  course  of  enquiry  made
                          For his/ her last illness (mention the  with  dissimilar  individuals,  the  de-
                       period of hospitalisation, name/s of the
                       doctors attended and IP/OP no.)   ceased  was  taken  operation for  his  leg
                                                         one month prior to the date of death.
                                                           During  the  course  of  investigation,
                          Records maintained by doctor (Col-
                       lect  and  certified  extracts  or  summary  Dr K Venkateswara Rao, issued certifi-
                                                         cate  mentioning  that  the  deceased  was
                       from the records maintained by the doc-
                       tors and attach with this report   taken  treatment  in  his  hospital  on
                                                         04.05.2009. The same was notarised.
                          The date when the disease of which   On  the  fateful  day,  i.e.,  on
                       the  insured  person  died  was  first  sus- 04.05.2009,  we  are  having  authenti-



                                                       INDEX
   61   62   63   64   65   66   67   68   69   70   71