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01 - Product Features at a Glance - Amount-FOIR-Tenure


                         HL                         LAP
    Eligibility  Loan Amt.                Loan Amt.
    Programs    (Rs. in Lakhs)  FOIR* Tenure  (Rs. in Lakhs)  FOIR*Tenure
               Min. Max.                 Min. Max.
    Salaried
    RI          20  500    65%    360     20   500    65%    240
    NRI                    50%    180     NA    NA     NA    NA
    SEP
    G.R         20  500   80%     360     20   500     80%   240
    SENP
    CP              NA            300           NA
    GP         20   500   80%     300     20    500    80% 240
    Ind.M                         240
    Surrogate
    RTR             400                        400           240
    Low LTV    20 300      NA     240     20   150     NA    180
    Banking         350   50%                  200    50%

    SEP & SENP
    LIP        20    150  80%     240     20   150    80%    240
    Rent Income (Salaried, SEP and SENP)

    LRD max. EMI payable: 90% of Current Net Rental  50  1000  --  132
   * 5% Additional FOIR can be given only for Insurance

     RI    Resident Indian        GP     Gross Profit
     NRI    Non Resident Indian   Ind.M  Industry Margin
     GR    Gross Receipts         RTR    Repayment Track Record
    CP     Cash Profit            LRD    Lease Rental Discounting
   * Min Loan Amount may differ for different geographies please refer Location Specific
   Policy norms, if any.

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